Chris Skinner's blog

Shaping the future of finance

The Finanser’s Week: 17th April – 23rd April 2023

Chris Skinner Author Avatar

This week’s main blog discussions include …

Money isn’t everything, but it sure beats whatever’s in second place

I spotted a comment the other day that no matter how rich you are, you can never be satisfied. That’s humanity for you. It led to asking the question: why do multimillionaires still bother working? The answer is that, as a humans, we always have to have something to do. We are a species that…

Can we live without money?

I was thinking the other day: why do we have money? Why are we slaves to the system? Can we break free? It made me think about whether anyone can live without money. After Googling the idea, it amazed me how many people do live without money. There’s even books about it. For example, in Life…

The main uses of AI in banking

The banking industry has always been at the forefront of adopting new technologies to improve its efficiency, effectiveness, and customer experience. In recent years, Artificial Intelligence (AI) has emerged as a game-changer in the banking sector, transforming various aspects of banking operations, from customer service to risk management, and driving significant changes in the way banks conduct their business.

The positives of being artificially intelligent

I often use this headline: An AI Completed 360,000 Hours of Finance Work in Just Seconds in my presentations. The story is about JPMorgan who automated the checking of commercial contract wording. The AI machine they deployed was so effective at saving time that they could layoff 1,500 lawyers. Is that a good thing?

What does AI think about your job?

I shared an update the other day that has had a lot of reaction, so I’m sharing it here on the blog. The update is from Generative AI on what corporate players would look like if they were animals.   The CEO is a lion? HR is a monkey? Sales is a fox? Interestingly they…

This week’s Fintech Uncut (FU#19)

Apple is making a dent in the balance sheets of a few big banks while the US regulator thinks that open banking might increase liquidity risk for banks. In other news, will the UK’s Financial Services and Markets Bill help to make the UK a global hub for cryptoasset technology and investment? Links to stuff…



Chris Skinner Author Avatar

Chris M Skinner

Chris Skinner is best known as an independent commentator on the financial markets through his blog,, as author of the bestselling book Digital Bank, and Chair of the European networking forum the Financial Services Club. He has been voted one of the most influential people in banking by The Financial Brand (as well as one of the best blogs), a FinTech Titan (Next Bank), one of the Fintech Leaders you need to follow (City AM, Deluxe and Jax Finance), as well as one of the Top 40 most influential people in financial technology by the Wall Street Journal's Financial News. To learn more click here...

Intelligent Money: Our Future Is Where We Do Not Think About Money, As Our Money Thinks For Us

What is the future?

Learn more

Learn more about Chris

About Chris Skinner

The Past, Present And Future Of Banking, Finance And Technology

Fintech expert Chris Skinner: countries need digital transformation to remain competitive

Join me on Linkedin

Follow Me on X!

Hire Chris Skinner for dinners, workshops and more

Learn directly from from one of the most influential people in technology, gain insights from the world's most innovative companies, and build a global network.

Chris’s latest book

Order now

Chris Skinner’s ‘Digital For Good’ Book Launch Event – CFTE

Top 50 Global Thought Leaders and Influencers on FinTech 2023

Chris Skinner
Commentator, CEO of The Finanser and best-selling author at The Finanser

Thinkers360 Thought Leader

Contact Me

Global Awards

Lifetime Achievement Award

Global 100 - 2024 Winner

Chris Skinner - Financial Markets Advisor of the Year - The Finanser - UK 2023

Best Financial Markets Advisor of the Year 2023

30 Best Regtech Blogs and Websites 2023

Kids creating the future bank | TEDxAthens

Captain Cake and the Candy Crew

Captain Cake Winner of a Golden Mom’s Choice Award


Alex at the Financial Services

Gaping Void's Hugh MacLeod worked with the Finanser