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Shaping the future of finance

The Finanser’s Week: 30th October – 5th November 2023

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This week’s main blog discussions include …

The rise and fall of a cryptopunk

How could I not make a blog about Sam Bankman-Fried who, yesterday, was found guilty of running a Ponzi scheme smash-and-grab using cryptocurrency? Well, I couldn’t, so here it is. Yesterday Sam Bankman-Fried (SBF), the tousle-haired mogul who founded the FTX cryptocurrency exchange, was convicted of all seven charges of fraud and conspiracy after a…

Swift is a Unicorn

No, this is not Swift, the global bank messaging network, but Taylor Swift who is now a unicorn, worth more than a billion dollars. Bloomberg reports that “the success of the Eras tour — a Super Bowl-sized event spanning numerous cities that has shattered records, sparked ticket frenzies and even caused the equivalent of a…

Why banks are not tech firms

I was asked to come onto a news channel this week to talk about the state of banking. The latest Q3 results have come in, and most of the banks have stonking results thanks to interest rates rising. Increasing rates rapidly on loans, whilst dragging feet on savings rates, created a basis points differential that…

Poland’s rise as a tech hub of Europe

Why am I writing about Poland? First answer, because I am married to a Polish lady. We met in a night club where she was on the dancefloor … I’ve always been attracted to Pole dancers. Second, because I moved to Poland five years ago and it is a fascinating country. One of Europe’s fastest…

Stop worrying that the machine will kill the human

I see so much discussion of AI and cloud in finance, and realised the other day that we have created a whole new risk structure on top of banking and finance. The systemic risk of failure if a cloud provider goes down or an AI system goes rogue.

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Chris M Skinner

Chris Skinner is best known as an independent commentator on the financial markets through his blog, TheFinanser.com, as author of the bestselling book Digital Bank, and Chair of the European networking forum the Financial Services Club. He has been voted one of the most influential people in banking by The Financial Brand (as well as one of the best blogs), a FinTech Titan (Next Bank), one of the Fintech Leaders you need to follow (City AM, Deluxe and Jax Finance), as well as one of the Top 40 most influential people in financial technology by the Wall Street Journal's Financial News. To learn more click here...

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