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Shaping the future of finance

The Finanser’s Week: 29th January – 3rd February 2024

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This week’s main blog discussions include …

How digitalisation is changing lending

I was recently having a chat with my old friend Slava Solodkiy about the way in which digitalisation is changing lending. He then surprised me by summarising our discussion and allowing me to share it here! Here’s his write-up: How digitalisation is changing lending When thinking about this my brain thought linearly – taking current…

Focus on needs, not wants

I got this sign the other day, and it really resonated. I guess it resonated as, for nearly all of my life, I’ve had wants. It’s a terrible disease, as needs is far less serious. Wants is that there’s always something you want but cannot have. As a result, you work as hard as you…

Creating the world that is the best it can be

Attending a dinner with family the other night, we got into a kind of argument or debate that had me in one corner as the boomer and my friend, a young parent, as GenZ. It was a heated debate and I don’t think either of us won. What do you think? Summarising the discussion, I’ll…

We are all just prisoners here, of our own device …

I just found a fascinating report from about the state of mobile usage today. Apparently we spend a third of the day, on average, playing with our phones. The mobile economy is now worth more than half a trillion dollars; with most of it generated through spending on mobile adverts; and almost 500,000 apps…

Fintech Islands – a great experience for both business and pleasure!

Over the past few years, I’ve been to many fintech events around the world, from London to Las Vegas; Sydney to Singapore; and even Kigali to Karachi; but last week was a first, for me, Fintech Islands in Barbados. Well yes, someone had to go I guess and so, when asked, how could I resist?

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Chris M Skinner

Chris Skinner is best known as an independent commentator on the financial markets through his blog,, as author of the bestselling book Digital Bank, and Chair of the European networking forum the Financial Services Club. He has been voted one of the most influential people in banking by The Financial Brand (as well as one of the best blogs), a FinTech Titan (Next Bank), one of the Fintech Leaders you need to follow (City AM, Deluxe and Jax Finance), as well as one of the Top 40 most influential people in financial technology by the Wall Street Journal's Financial News. To learn more click here...

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