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The Finanser’s Week: 1st July –7th July 2024

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This week’s main blog discussions include …

July 4th? It’s bank independence day!

July 4 is always when my American friends give Britain the middle finger and proudly celebrate Paul Revere’s midnight ride that led to Independence Day on July 4, 1776. Great … but what about bank independence day? Most central banks, including the Federal Reserve, are independent of government control. Why and, more importantly, why is…

A new British Government: what does it mean for fintech?

July 4th – traditionally the day I think of as American independence – is, this year, the day of British independence. A revolution caused by a sloppy government, who had little competence to run the country, has been over-turned by a leftish political party called Labour. We have swung from right to left after fourteen…

So you think digital banking is done?

I was thinking about whether we need another digital bank in Britain the other day. I know that’s UK-focused and am very aware of digital banking developments in other countries, but the UK kind of led the way with the launch of Monzo, Starling, Wise and Revolut a decade ago. They may be the headline…

How China is feeding America’s drug habit through the Mexican drug cartels via the banks

I find it funny that we talk so much about onboarding, KYC (Know Your Customer) and AML (Anti-Money Laundering), and yet the whole of that system is broken. Every day in every way, everyone is getting around the system. You may think that account opening is hard. You have to send identification documentation; you have…

Why women get a raw deal from banks

Being debanked is pretty awful … just ask Nigel Farage or Chris Skinner … but what about if you’re a woman? As money controls life, do women get a good deal? Not really. Everywhere around the world, women have less access and use of banking, and yet women are the global influencers of finance. What’s…

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Chris M Skinner

Chris Skinner is best known as an independent commentator on the financial markets through his blog,, as author of the bestselling book Digital Bank, and Chair of the European networking forum the Financial Services Club. He has been voted one of the most influential people in banking by The Financial Brand (as well as one of the best blogs), a FinTech Titan (Next Bank), one of the Fintech Leaders you need to follow (City AM, Deluxe and Jax Finance), as well as one of the Top 40 most influential people in financial technology by the Wall Street Journal's Financial News. To learn more click here...

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