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The $3 trillion bounce back

Crisisby

Bloomberg wrote the other day that “consumers in the world’s largest economies amassed $2.9 trillion in extra savings during Covid-related lockdowns, a vast cash hoard that creates the potential for a powerful recovery from the pandemic recession”. I was pretty riled about this paragraph and headline, as it’s a total mis-hit imho. First who has savings?…

The world is good, bad and mad

Crisisby

Like all of us, I’m fed up with coronavirus coverage and Groundhog Day days. I talk to other folks, they feel the same. Then I realise it’s not a World War. I’m not worried about losing my life. I’m not going to take risks and expose myself to the virus, if I can possibly avoid…

How have bankers views changed pre- and post- pandemic? [Free Research]

Crisisby

I recently got involved in some research that Salesforce put together at the end of last year. They surveyed 2,800 financial services leaders in two waves just before and after the pandemic hit. The first was fielded from November 12 through December 12, 2019 that generated responses from 1,400 leaders in insurance, retail banking, and…

Making money out of a crisis

Crisisby

We have terrible moments of human strife and suffering. Wars, famine, pandemics, earthquakes and more. People dying, parents and friends lost, grief and tears, a world that could not be worse … … But for some, it’s good times. There’s always money to be made out of a crisis. I was reminded of this when…

And when the Great Unlock happens, what happens to challengers?

Crisisby

As I ponder the world and everything, this article by Jemima Kelly in The Financial Times keeps coming back to me: The virus has crushed the challenger bank dream In it she says things like: There comes a time in your life that you realise that some of the friends you used to consider good…

Brace yourself for the Great Unlock

Crisisby

Way back in March 2020 – what month is it now? – I said that lockdown would be a challenge for all. Obviously. Now, so many months later – what year is it now? – it is clear that has challenged all. Personally, I see two massive rifts: the physical and the digital. In the…

Friction-free commerce: what are you doing    

Technologyby

During this health crisis, everything has changed a lot. We are at home, home schooling, home learning, home entertaining, home working and more. Great. That’s all good. Yes and no. Mental health has become a big issue and is something everyone is talking about more as, after all, if you say at home for days,…

Forget the MoJo and get the GloLo (the Elephant returns)

Crisisby

I went back and talked to the elephant. The elephant in the room. The elephant I hadn’t noticed until, one morning, he was there. The elephant that says he’s the economy. Me: Hello again, how are you? The Elephant: Not great, how are you? Me: Not bad. Why are you not great? The Elephant: Ah….

2020 is K-shaped

Crisisby

Everyone was talking about a V-shaped recovery in March 2020. Then it went onto a dialogue about whether it might be U-shaped or even W-shaped. Now, some economists are talking about a K-shaped economy. Some say this is all about the haves and have nots – the upper half are those with investments, equities and stocks…

Demanding from home means stores are dead?

Crisisby

One thing that is clear about demand and supply is, when you think about where we are today, there is little demand for anything. We are all staying at home – and so the only demand is what can be delivered to the home – that’s the issue. This came home to me when I…

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Best Digital Finance Provider of the Year UK 2022

Best Financial Markets Adviser of the Year UK 2022

Portal to the Knowledge Base of the Financial Services Club UK 2022

Financial Markets Advisor of the Year UK 2022

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Best Financial Markets Adviser of the Year UK 2022

Portal to the Knowledge Base of the Financial Services Club UK 2022

Financial Markets Advisor of the Year UK 2022

Best Financial Services Blogger

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