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Banking in 2022 has a number of forecasters. Deloitte claim that banks are at a make-or-break moment. I agree. My feeling is that banks are dealing with digital transformation – a thing they should have dealt with a decade ago. For the next decade, they need to deal with investment transformation. Why? Because of the link…

I used to make predictions to start the year. I’m not doing that anymore, as everyone else is doing them. I will add a few thoughts at the end of this week’s series of blog entries but, for the moment, here’s my selection of what’s going to happen in 2022. You had one job ……

I recently was given a Gold Mom’s Award for the new book Captain Cake and the Candy Crew. They then followed up with an interview and so, as it’s near Christmas, here it is: Interview with Mom’s Choice Award-Winner Chris Skinner Mom’s Choice Awards is excited to announce another post in our interview series where we chat…

As per normal, I look at the top blogs picked up by readers during the year. This year, maybe it’s me or maybe it’s them, the theme seems to be all about crypto … oh, and my April Fool’s joke.   #11 What will happen to bitcoin and crypto this year?   #10 If you…

Some years ago, I remember seeing a company whose boss believed that you should be able to say everything you need to say in a subject line. Over the years, I’ve taken that to heart and often write to colleagues with a simple summary subject line and often no content in the email. Have you…

This week’s blog discussions included … The importance of financial literacy “When I was a lad, I got four shillings and sixpence every week for pocket money.” “Luxury! I was whipped in two by my dad and lived in a shoebox by the motorway!” says my friend. OK, enough revival of old Monty Python sketches,…

“When I was a lad, I got four shillings and sixpence every week for pocket money.” “Luxury! I was whipped in two by my dad and lived in a shoebox by the motorway!” says my friend. OK, enough revival of old Monty Python sketches, but the point is that children do need to know about…

I’ve seen a lot of discussions of adversaries. It’s FinTech versus Bank, central bank currencies versus decentralised currencies. The commentary makes it appear like a big battle. I disagree. It’s not a battle or a war. It’s a change to the system based upon progress, development and technology. For example, I don’t see FinTech replacing…

There was an old game called Scruples that asked what would you do in a particular situation. What would you do if you discovered your best friend was cheating on their partner? Would you tell the partner? What would you do if you knew your colleague was stealing from the company? Would you tell the…

I’m worried that the older I get, the more cynical I get. I watch developments of governments, regulators, banks and business, and keep thinking: these guys are corrupt. But corruption is part of our DNA it seems. It’s purely a matter of transparency that will change this. Then I think about our world today, and…