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NatWest, formerly Royal Bank of Scotland (RBS), is a good example of a bank with rubbish IT. This was illustrated when I spotted the headline: NatWest fined $300 million for money laundering. They didn’t do the money laundering, but a number of accounts – specifically a jeweller, Fowler Oldfield – did. How did this happen?…

The last fortnight’s main discussions include: Welcome to 2022 I used to make predictions to start the year. I’m not doing that anymore, as everyone else is doing them. I will add a few thoughts at the end of this week’s series of blog entries but, for the moment, here’s my selection of what’s ……

In the final part of my welcome to 2022 series, here are the big trends in technology in general (not just FinTech). According to the World Economic Forum, there are ten key technologies to watch including 3D printing houses, tracking humans through the network and getting drugs through apps. That’s only ten things, so Forbes goes…

Building up to Christmas, I got a lot of FinTech predictions sent by PR firms and friends. Here are my top picks: One of the biggest US FinTech firms Lending Club sent me four big things they predict: Prediction #1: The fintech and bank consolidation arms race continues   2021 brought on more fintech M&A than ever…

Focusing just on the payments space, there are many folks making forecasts for 2022. Here are the highlights. The Financial Brand lists seven major trends for 2022: The ‘P2P’ Wars Will Continue Unabated Despite All the New Stuff, Cards (and Cash) Roll On BNPL: The Payments Wild Card It’s A Wallet! It’s a Platform! It’s Super…

Banking in 2022 has a number of forecasters. Deloitte claim that banks are at a make-or-break moment. I agree. My feeling is that banks are dealing with digital transformation – a thing they should have dealt with a decade ago. For the next decade, they need to deal with investment transformation. Why? Because of the link…

I used to make predictions to start the year. I’m not doing that anymore, as everyone else is doing them. I will add a few thoughts at the end of this week’s series of blog entries but, for the moment, here’s my selection of what’s going to happen in 2022. You had one job ……

I recently was given a Gold Mom’s Award for the new book Captain Cake and the Candy Crew. They then followed up with an interview and so, as it’s near Christmas, here it is: Interview with Mom’s Choice Award-Winner Chris Skinner Mom’s Choice Awards is excited to announce another post in our interview series where we chat…

As per normal, I look at the top blogs picked up by readers during the year. This year, maybe it’s me or maybe it’s them, the theme seems to be all about crypto … oh, and my April Fool’s joke.   #11 What will happen to bitcoin and crypto this year?   #10 If you…

Some years ago, I remember seeing a company whose boss believed that you should be able to say everything you need to say in a subject line. Over the years, I’ve taken that to heart and often write to colleagues with a simple summary subject line and often no content in the email. Have you…