Chris Skinner's blog

Shaping the future of finance

With great power, comes great threat #Revolut #PayPal

With great power, comes great responsibility. It’s a quote from Spiderman, but actually not. It’s from Spiderman’s Uncle Ben. Well, it’s not tbh. It’s from Voltaire … or is it? Wherever it is from, it’s a great phrase. So, here’s a new one. With great power, comes great threat, and that one is from me….

The Finanser’s Week: 15th July – 21st July 2024

This week’s main blog discussions include … The CrowdStrike issue and its impact on Microsoft I was talking with my 8 year-old son and said that the whole world had just stopped. He asked what do you mean? I replied that everything stopped. Airlines, banks, shops, trains, hospitals and more. He asked what happened? I…

The day the digital died #Crowdstrike #Microsoft

I was talking with my 8 year-old son and said that the whole world had just stopped. He asked what do you mean? I replied that everything stopped. Airlines, banks, shops, trains, hospitals and more. He asked what happened? I said that an update from a company to the core of the computer systems of…

It’s not Sex and the City … it’s AI and the Citi

I sometimes think I’ve been sleeping when I discover a treasure trove of documents produced by a major global bank that completely passed me by, so I was delighted to discover these documents from Citibank: Citi GPS: AI in Finance: Bot, Bank & Beyond Artificial Intelligence in Finance: Opportunities & Risks AI Time: Future AI…

What’s hot in AI?

I blogged the other day about what’s hot and what’s not in fintech, but what about what’s hot and what’s not in AI? Equally, as I also blogged, AI is not one thing. It’s a million use cases which are all different. So, what are hot use cases for AI? Well, luckily, Allie Garfinle on Forbes, has surveyed…

Stripe strikes

There’s been a lot of activity around Stripe this week, who are now valued at $70 billion (slightly down from 2021 but up from 2023). Stripe’s valuation has edged up to $70 billion as Sequoia Capital offers to buy shares from its investors looking to cash out of the fintech that helps merchants process customer payments. Source: Marcel…

We are in a Strategic Inflection Point … have you got that?

I’m sure you’ve all noticed that artificial intelligence (AI) is the big news of the last year, but have you been watching Nvidia, the chip maker that drives AI? It’s now bigger than Intel and about to exceed Microsoft and Apple in market valuation. Here’s an analyst’s view from Barrons: Nvidia Has More Than Doubled…

Every country in the world is being transformed by fintech

I travel the world a lot and am amazed about the wave of changes technology has introduced into banking. In almost every country I visit, fintech has grown from an ember to a burner, and almost every country is being transformed. From Taiwan to Timbuktu, everything is changing. Therefore, just to give one more example…

The Finanser’s Week: 8th July – 14th July 2024

This week’s main blog discussions include … The CIO managing a $17 billion budget and $10 trillion of transactions PER DAY I just spotted a great article about JPMorgan’s CIO who manages a $17 billion budget (last time I looked, it was $11 billion). That sort of budget makes most fintechs look like small fry….

Debanked? The regulator forced us to do it (sorry)

I met the bank I debanked the other day. They apologised to me, as they knew I was talking about them during my presentation, and explained: “we cannot serve our customers because of the regulators”. This made me wonder, as the reason why I debanked them is their interrogations of my dealings in cryptocurrencies. It made…

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