Mobile

May 13, 2010

Let the iWars begin

Inspired by three events this week, I focused on apps for my panel discussion today … and got shot down in flames for talking bollards. Harrumph. Here are the events, the logic, the proposal and why it got shot down. First, the events. Event number one: my first iPhone My Blackberry has just been switched…

May 4, 2010

Why payments innovations are rubbish!

Here's my latest retail payments focused presentation. It's premise is that there's loads of innovation out there, with micropayments and iPhone apps being hotbeds of innovation for developed economies whilst microfinance and 2G GSM messaging being creative fields for developing economies. However, all of these innovations are just froth on the cake of the payments…

Apr 26, 2010

Spanish Banks leading in innovation – now the iPad Bank (UPDATE)

It surprises me how often I find Spanish banks surprise me. First, BBVA launch the first really cool Bank 2.0 apps two years ago. Then Caja Navarra launches a fantastic hybrid Zopa-Bank styled P2P lending service. More recently, Santander created a really interesting head office campus full of robots. And now Banco Sabadell is one…

Apr 21, 2010

Branches are dead, the future is social (Part Two)

After my post last week about my latest presentation with an audio file, my keynote in Bahrain this week was going to be a variation of the presentation. Due to being unable to fly to Bahrain, I mentioned on Monday that most of the day had been spent editing a video file for the conference…

Apr 15, 2010

Branches are dead, the future is social

I haven’t posted a presentation recently. Been a bit lazy, so here’s a bonus. My latest presentation on the future of (retail) banking: Branches are dead, the future is social View more presentations from Chris Skinner. And an audio file to go with it: Download Chris Skinner, EBF2010 (45MB) This is a keynote presentation I…

Apr 14, 2010

Why mobile is changing the banking planet

Back in 2004, I asked a group of bankers when mobile would take off in banking. They all said: “not in our lifetimes”. In 2007, Bank of America launched their mobile banking applications and has seen a rapid uptake of users. In less than a year, they reached a million customers on mobile, and saw…

Apr 12, 2010

Online payments is far more than PayPal

As those who follow this blog know, I write regularly about services such as Facebook and PayPal. This is because they are disruptive and fresh, as well as being incredibly successful. For example, Facebook is now the world’s #1 website, bigger than Google. Not bad for a five year old. Meantime, PayPal is still growing…

Apr 8, 2010

A new PSD-approved Payments Institution starts business

Nick Ogden, CEO and founder of Voice Commerce (he previously created WorldPay, the RBS payments unit, back in 1993 and sold it to them in 2002*), recently spoke at the FSClub about using voice biometrics as part of authentication in mobile financial transactions. Who are Voice Commerce Group? Best to read what they say about…

Mar 31, 2010

What does it mean if the Internet is your bank?

In this guest blog entry Brett King, blogger at Banking4Tomorrow and author of the new book Bank 2.0, looks at what it means to live in an age where the internet is THE bank … In a quick straw poll recently conducted via Linked In we had a set of responses that confirms pretty much…

Mar 29, 2010

The bank in your hand

I just heard that Bank Leumi in Israel have launched a range of mobile services for finance, with the tagline: “the bank in your hand”. More like placing the whole bank branch in your hand and, to be clear, avoid children getting hold of these apps as demonstrated in their new ad … … very…