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SWIFT may not exist in five years, according to MasterCard

Case Studiesby

The CEO of MasterCard, Michael Miebach, stated at a conference the other day that SWIFT might no longer exist in next five years. Miebach was part of a panel on central bank digital currencies (CBDCs) at the World Economic Forum (WEF) but, as Shashank Bhardwaj writes on Forbes, once the panel was over a Mastercard…

A conversation between the angry banker and the activist consumer

Greenby

For a few months now, I’ve given Gail Bradbrook, Co-Founder of Extinction Rebellion, a voice on this blog. The idea was to get understanding through talking. There have been many negative reactions, particularly this challenge from an angry banker. Since then, he has sent me several more negative emails, which I haven’t shared, but decided the…

The state of neobanking 2022

Digital Bankby

I just received an interesting report from Simon Kucher & Partners, a marketing strategy consulting firm, about Neobanks. It starts with some basic stats: There are 400 neobanks around the world with over a billion clients Over 50 neobanks launched in 2021 The main focus of Neobanking is UK, Sweden, USA, Brazil and South Korea The…

Stripe’s IPO – how much?

Fintechby

We all got excited a couple of years ago about the biggest FinTech IPO that would ever be listed. Ant Group would have listed with a valuation over $300 billion. They didn’t, because President Xi blocked it after Jack Ma messed up, but it was exciting whilst it lasted. Now there’s another big FinTech IPO…

Why new banks should also be worried

Digital Bankby

New banks have great opportunities. They can fix all the things old banks do badly, using a clean sheet of paper. But sometimes they get it wrong. For example, many are fans of Monzo, one of the fastest growing UK challenger banks. I’m a fan, but have noticed one issue that keeps getting social media…

The metaverse will be worth trillions

Digital Bankby

I stumbled across an interesting white paper from Citi the other day saying that the metaverse is an $8 to $13 TRILLION opportunity: “The total addressable market for the Metaverse could be between $8 trillion and $13 trillion by 2030, with total Metaverse users numbering around five billion. But getting to that market level is…

The world’s most valuable bank changes CEO

Humourby

In a surprise announcement the world’s most valuable bank, PJ Margon Choice (PJMC), has announced that their long-standing leader, John Demon, is standing down to be replaced by Tim Blomfjord, the founder of Mongo. In the press release there are some interesting nuances as Demon states: “I realised that now is the time to leave…

Financial sanctions: a reality check

Crisisby

Some friends were applauding Visa and MasterCard’s decision to throw Russia off their payments networks over the weekend. Both companies handle 90% of all debit and credit card payments outside of China – and their announcements will deal another significant blow to the Russian economy. It sounds grand, but the presentation by the media misses a…

When a rebel meets a banker

Purposeby

Recently, Dr. Gail Bradbrook of Extinction Rebellion allowed The Finanser to publish a guest piece, which was generally well received. However, one letter stood out as a rebuttal. Gail determined to reply to this view, and so the dialogue carries on below… When economics and investments are led by our better selves Dear Anonymous Banker, I…

But money can’t buy me love?

Digital Bankby

I was thinking about the balance between money, wealth and power, versus health, happiness and love. Is it versus or is it inclusive? Is happiness related to wealth, or is it true that money can’t buy you love? Obviously it’s an existential question and, tbh, I’ve met many happy people who are dirt poor and…

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Chris Skinner’s ‘Digital For Good’ Book Launch Event – CFTE

Global Awards

Best CEO of the Year UK 2022

Best Digital Finance Provider of the Year UK 2022

Best Financial Markets Adviser of the Year UK 2022

Portal to the Knowledge Base of the Financial Services Club UK 2022

Financial Markets Advisor of the Year UK 2022

Corporate America Today Annual Awards

Best Financial Markets Adviser of the Year UK 2022

Portal to the Knowledge Base of the Financial Services Club UK 2022

Financial Markets Advisor of the Year UK 2022

Best Financial Services Blogger

Nominee of MAD33 2021

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