Chris Skinner's blog

Shaping the future of finance

Payments

2007 in review: retail banks back to basics

For most retail banks, the credit crunch’s knock-on effect has made it a fairly depressing end of year too, with tightening of policies for mortgages and lending. Mind you, considering the debt mountain in the USA, it is not surprising that the economy is grinding to a halt.  In fact, the American debt mountain has…

2007 in review: retail banks back to basics

For most retail banks, the credit crunch’s knock-on effect has made it a fairly depressing end of year too, with tightening of policies for mortgages and lending. Mind you, considering the debt mountain in the USA, it is not surprising that the economy is grinding to a halt.  In fact, the American debt mountain has…

2007 in review: retail banks back to basics

For most retail banks, the credit crunch’s knock-on effect has made it a fairly depressing end of year too, with tightening of policies for mortgages and lending. Mind you, considering the debt mountain in the USA, it is not surprising that the economy is grinding to a halt.  In fact, the American debt mountain has…

Government fraud, bank fraud, and the rest …

Further to my comments about the UK’s Fraud Review, I enjoyed a discussion with Ken Farrow of Control Risks. Prior to joining Control Risks, Ken was the Head of Fraud and Financial Crime for Lloyds TSB and, before that, a police officer with the City of London Police, as well as overseas with the New…

Government fraud, bank fraud, and the rest …

Further to my comments about the UK’s Fraud Review, I enjoyed a discussion with Ken Farrow of Control Risks. Prior to joining Control Risks, Ken was the Head of Fraud and Financial Crime for Lloyds TSB and, before that, a police officer with the City of London Police, as well as overseas with the New…

Government fraud, bank fraud, and the rest …

Further to my comments about the UK’s Fraud Review, I enjoyed a discussion with Ken Farrow of Control Risks. Prior to joining Control Risks, Ken was the Head of Fraud and Financial Crime for Lloyds TSB and, before that, a police officer with the City of London Police, as well as overseas with the New…

SEPA: why is e-invoicing missed out?

More on my euro week and it’s funny how the world goes around, what goes up must come down, tomorrow is another day, and e-invoicing is not part of SEPA.  The European Payments Council (EPC), which comprises the bank policymakers of SEPA, has explicitly said so: e-invoicing is not part of SEPA.  I asked the…

SEPA: why is e-invoicing missed out?

More on my euro week and it’s funny how the world goes around, what goes up must come down, tomorrow is another day, and e-invoicing is not part of SEPA.  The European Payments Council (EPC), which comprises the bank policymakers of SEPA, has explicitly said so: e-invoicing is not part of SEPA.  I asked the…

SEPA: why is e-invoicing missed out?

More on my euro week and it’s funny how the world goes around, what goes up must come down, tomorrow is another day, and e-invoicing is not part of SEPA.  The European Payments Council (EPC), which comprises the bank policymakers of SEPA, has explicitly said so: e-invoicing is not part of SEPA.  I asked the…

SEPA: to interchange or not to interchange

There were plenty of discussions at the European Parliament about SEPA, but most of the discussions narrowed down to the current top-of-mind issues related to card and interchange fees.  With the decision on MasterCard’s Interchange fees about to be handed down, here’s a flavour of the discussion as presented in two speeches. The first is…