Chris Skinner's blog

Shaping the future of finance

Payments

Chip and PIN five years from now

So I finally sussed out a way to make my long-term vision of sticking chips inside people for payments a reality through a medium-term transition away from my short-term loathing for Chip & PIN.  This will be achieved as we strip things back to the basics. For example, look at any credit card today and…

A new currency launches

The US Dollar rules the global markets, even whilst it is being bombarded during the credit crunch.  After all, nearly all countries across Latin America and the Middle East are tied to the dollar.   That is why the dollar is the reserve currency of the world.  The thing is though that China holds over $1…

Bankers are from Mercury, techies are from Uranus

What goes around comes around … Some things never change …  Same old, same old … Y’know you’re getting old when you are tired of hearing a debate about something fundamental but just continual. And so if men are from Mars and women are from Venus, then bankers are from Mercury and techies are from…

Help … just give me your account information

Hello.  Sorry for emailing you out of the blue, but my name is Ishamal Nicker, and my brother was killed in the Iraq war before he could move his money back to Lebanon.  He had $20,000,000 in a Switzerland bank account and has given me the codes but I can’t move the funds due to…

21st Century Boy versus 20th Century Banks

I spent a day in Barcelona last week … put your hands up for Barcelona, a lovely city. For those in the know they’ll get this and, for those who aren’t in the know, I’m speaking in a foreign language.  That’s the point though as, these days, a lot of stuff is a foreign language,…

21st Century Boy versus 20th Century Banks

I spent a day in Barcelona last week … put your hands up for Barcelona, a lovely city. For those in the know they’ll get this and, for those who aren’t in the know, I’m speaking in a foreign language.  That’s the point though as, these days, a lot of stuff is a foreign language,…

21st Century Boy versus 20th Century Banks

I spent a day in Barcelona last week … put your hands up for Barcelona, a lovely city. For those in the know they’ll get this and, for those who aren’t in the know, I’m speaking in a foreign language.  That’s the point though as, these days, a lot of stuff is a foreign language,…

The Sun Newspaper launches a prepaid MasterCard

The headline that caught my attention this morning is the launch of a Prepaid MasterCard by the Sun. For those who are unfamiliar with the UK newspaper, it is the most widely circulated with over three million copies distributed to almost eight million readers, most of whom are interested in headlines such as “Freddie Starr…

California Blocks Skinner’s Identity Plans

Just after Finextra publish my thought piece on the future method of authentication being RFID style chip implants inside humans, which I’ve blogged about before btw as I do truly believe it will happen, the Los Angeles Times broke the news that the Terminator’s State of California doesn’t like my vision and have banned RFID…

California Blocks Skinner’s Identity Plans

Just after Finextra publish my thought piece on the future method of authentication being RFID style chip implants inside humans, which I’ve blogged about before btw as I do truly believe it will happen, the Los Angeles Times broke the news that the Terminator’s State of California doesn’t like my vision and have banned RFID…

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