Chris Skinner's blog

Shaping the future of finance

Payments

More about mobile money

I'm on holiday and ignoring nearly everything … almost everything … but not quite. Just found a couple more links about mobile money that are really interesting so couldn't help but post them. First, Fast Company has just produced a really good review of all things to do with mobile money: "Mobile payments system Boku…

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36 things credit card firms know about you

If you weren’t aware, credit card companies use rating firms Equifax, TransUnion and Experian to see how risky you are when they think about lending to you. These firms rate you as to how bad you might be, and how likely (or unlikely) you are to pay back the debt. They do this using 36…

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36 things credit card firms know about you

If you weren’t aware, credit card companies use rating firms Equifax, TransUnion and Experian to see how risky you are when they think about lending to you. These firms rate you as to how bad you might be, and how likely (or unlikely) you are to pay back the debt. They do this using 36…

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First O2-RBS Visa Cards, now Nokia Obopay Money

A year ago, I blogged about Royal Bank of Scotland (RBS) announcing the intention to become an MVBO – a Mobile Virtual Banking Operator. The idea is to offer the mechanism for anyone to process mobile payments through the RBS payments system. The first result of this strategy is the announcement of O2, the mobile…

Numbers Part 16: Cards, Cards, Cards

Just stumbled across a web page on CreditCards.com that's fantastic.  Full of stats and numbers.  Here's a sample of the most interesting: There were 984 million bank-issued Visa and MasterCard credit card and debit card accounts in the U.S in 2006. (Sources: Visa USA, MasterCard International) The top 10 credit card issuers controlled approximately 88…

Cisco

Numbers Part 16: Cards, Cards, Cards

Just stumbled across a web page on CreditCards.com that's fantastic.  Full of stats and numbers.  Here's a sample of the most interesting: There were 984 million bank-issued Visa and MasterCard credit card and debit card accounts in the U.S in 2006. (Sources: Visa USA, MasterCard International) The top 10 credit card issuers controlled approximately 88…

Cisco

Numbers Part 16: Cards, Cards, Cards

Just stumbled across a web page on CreditCards.com that's fantastic.  Full of stats and numbers.  Here's a sample of the most interesting: There were 984 million bank-issued Visa and MasterCard credit card and debit card accounts in the U.S in 2006. (Sources: Visa USA, MasterCard International) The top 10 credit card issuers controlled approximately 88…

Cisco

Numbers Part 16: Cards, Cards, Cards

Just stumbled across a web page on CreditCards.com that's fantastic.  Full of stats and numbers.  Here's a sample of the most interesting: There were 984 million bank-issued Visa and MasterCard credit card and debit card accounts in the U.S in 2006. (Sources: Visa USA, MasterCard International) The top 10 credit card issuers controlled approximately 88…

Cisco

PayPal does have competition

I blogged yesterday about how PayPal is not as pally as they used to be. Some might say that this is because they are the last man standing in the last chance saloon of online payments, but that is not true. There’s always new competition. In fact, a year ago, I talked about one big…

Numbers, Part 15: 10 facts about money

Time Magazine regularly produce lists of interesting trivia, and recently had two that are worth noting: "the top 10 things you didn't know about money" and "the top 10 things you didn't know about the penny".  The 'penny' is the American one cent coin.  Combining and editing these into an easily digestible list that works…

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