Chris Skinner's blog

Shaping the future of finance

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A cashless, cardless bank

A short blog today, but a challenging one. I was talking about Movenbank with a colleague and mentioned that it was going to be the world’s first paperless, cardless bank. They looked at me quizzically. Paperless? Cardless? What do you mean? I said “no cash, no card, just mobile contactless”. They thought I was off…

Onlinebanking

Complexity versus simplicity

I often find myself buying the latest gadgets, only to be disappointed. A few delight – the iPhone being my personal best example – but many just seem to be over-engineered and too complex. Take the Android. It may be me, but I was recently given a fantastic new Android Phone – a Universe or…

Apple-share-chart

Banking evolutions create revolutions

I’m working on a technology in banking conference with a client that’s had me chair their meetings for some years now.  As they discussed the program for this year, they asked me for the theme and what sort of topics we need to cover. I immediately thought we should look at information leverage through Big…

TEDx Wall Street, March 30 2012

I’ve been a fan of TED for some time.  Most of you should be familiar with TED but, just in case you’re not, it’s the world’s largest open sourced educational campus created by Richard Wurman in 1984.  TED stands for Technology, Entertainment and Design, and has gained its reputation as the leading source of inspiration…

TEDX

My Blackberry is not working …

I know that this has been around a while, but I was talking about this Ronnie Corbett sketch the other day and it still makes me laugh. Oh, and in case you can’t play this in the office, here’s the script courtesy of Lybio.net. My Blackberry Is Not Working – The One Ronnie, Preview –…

This bonus rage is just envy

It’s bonus season and, as in previous years*, the media and politicians stir up a row over rich pickings and knighthoods. Some say there’s even a “whiff of the lynch mob” in the air. Certainly in the UK it’s getting ridiculous as this week we saw the hysterical media coverage over Stephen Hester getting a million…

Article-2093630-11879186000005DC-447_634x419

This bonus rage is just envy

It’s bonus season and, as in previous years*, the media and politicians stir up a row over rich pickings and knighthoods. Some say there’s even a “whiff of the lynch mob” in the air. Certainly in the UK it’s getting ridiculous as this week we saw the hysterical media coverage over Stephen Hester getting a million…

Article-2093630-11879186000005DC-447_634x419

Amartya Sen: thoughts on poverty and the global financial crisis

I attended an interesting lecture last night from an economic legend: Professor Amartya Sen of Harvard University. If you haven’t heard of him, he’s known as the Mother Teresa of economics in his native India, and has spent a lifetime fighting poverty with analysis rather than activism.  Awarded the Nobel Prize in Economic Sciences in…

LSE SEN1

Amartya Sen: thoughts on poverty and the global financial crisis

I attended an interesting lecture last night from an economic legend: Professor Amartya Sen of Harvard University. If you haven’t heard of him, he’s known as the Mother Teresa of economics in his native India, and has spent a lifetime fighting poverty with analysis rather than activism.  Awarded the Nobel Prize in Economic Sciences in…

LSE SEN1

The euro will go on, and on, and on …

Over the weekend, Standard & Poor’s downgraded nine Eurzone countries, calling into question the viability of the Eurozone for the long term. France was downgraded to a level not seen since 1975. Italy is now considered the same credit risk as Kazakhstan. Portugal’s credit has now reached junk status. “This is not a catastrophe”, the…