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Case Studies

The case for cloud: cut IT costs by 40% or else!

I met a large bank’s CIO the other day who was told to reduce his IT budget for 2016 by 40%.  He was a bit upset, and asked me if I had any ideas? I had a few but it’s a tough ask, especially when most banks IT budgets are exploding.  According to Celent banks…

Klarna chameleon: you know something works when it’s copied

I was recently talking with a few payments folks, and a hot debate began between two folks about banks having the wrong focus.  The banker disagreed, of course, but the debate went something like this: “You make things too difficult and complex”, said the protagonist. “We have to do that, as we are a regulated…

The Finanser Interviews: Dave Birch, Digital Money and Identity Guru

Following our regular weekly interview, the Finanser talks this week with leading commentator on all things to do with digital money and digital identity: David G.W. Birch. Dave is well known as one of the leading voices in the field of developments in new forms of payment and money.  He is an internationally-recognised thought leader in digital…

David Birch

Why would a digital bank have branches? (CheBanca! case study)

I just visited with Roberto Ferrari at CheBanca! in Italy.  For those who don’t know CheBanca!, it is the digital first bank launched in 2008 by Mediobanca.  Mediobanca provides merchant bank services in Italy and had never had a retail bank before.  Therefore, it made sense in the post-meltdown digital age to implement a fintech…


The Finanser interviews: Chris Larsen, CEO and cofounder, Ripple Labs

 Following on with our regular weekly interview the Finanser talks this week with Chris Larsen, CEO and co-founder of Ripple Labs. Chris Larsen is CEO and Co-founder of Ripple Labs, creators of Ripple, an open-source, distributed payment protocol. Mr. Larsen also cofounded and served as CEO of Prosper, a peer-to-peer lending marketplace, and E-LOAN, a publicly traded online…

Chris Larsen

The Finanser Interviews: Matthias Kröner, CEO, Fidor Bank

Following on with our regular weekly interview the Finanser talks this week with Matthias Kröner, CEO and founder of Fidor Bank, Germany. Matthias Kröner has been CEO of Fidor Bank since 2006. He is responsible for investor relations, corporate communications, strategic development and communities. Fidor is an internet bank, its primary account combines elements of a traditional…

Matthias Kroener

The Finanser Interviews: Roberto Ferrari, General Manager of CheBanca!

Following our regular series of interviews, we turn this week to talk with Roberto Ferrari, the General Manager of CheBanca! and Board Member of Mediobanca Innovation Services. The bank, based in Milan Italy (where I’m speaking at the MegaTrends conference in May) has been recognized on many occasions as an innovator from flagship futuristic branches to award-winning…

Roberto Ferrari

Why bitcoin will be bigger than the internet

Nicholas Carson of  Business Insider interviews Silicon Valley entrepreneur Wences Casares. Here's why bitcoin will be bigger than the internet "In Spanish, we have a saying that when a genius points at the moon, a fool looks at the finger. I find that happens a lot with bitcoin." —Wences Casares Serial entrepreneur Wences Casares created Argentina's first internet…

Bitcion _ Wences Casares

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