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Case Studies

The Finanser Interviews: Giles Andrews, Co-Founder and CEO, Zopa

Following our regular weekly interview, the Finanser talks this week with co-founder and CEO of Zopa, Giles Andrews. How did Zopa start? Well firstly, it wasn't my idea.  I joined a team of three people who had an idea, about four slides of PowerPoint.  They weren't quite sure where to take the idea and how…

Giles Andrews

The Finanser Interviews: Brock Pierce, Chairman, The Bitcoin Foundation

Following our regular weekly interview, the Finanser talks this week with recently elected Chairman of The Bitcoin Foundation, Brock Pierce. Photo from Business Rockstars Brock Pierce is an American entrepreneur and former child actor. As a child actor, he was in Disney films The Mighty Ducks (1992), D2: The Mighty Ducks (1994) and First Kid (1996).  Brock has been involved in the establishment…

Brock Pierce

The case for cloud: cut IT costs by 40% or else!

I met a large bank’s CIO the other day who was told to reduce his IT budget for 2016 by 40%.  He was a bit upset, and asked me if I had any ideas? I had a few but it’s a tough ask, especially when most banks IT budgets are exploding.  According to Celent banks…

Klarna chameleon: you know something works when it’s copied

I was recently talking with a few payments folks, and a hot debate began between two folks about banks having the wrong focus.  The banker disagreed, of course, but the debate went something like this: “You make things too difficult and complex”, said the protagonist. “We have to do that, as we are a regulated…

The Finanser Interviews: Dave Birch, Digital Money and Identity Guru

Following our regular weekly interview, the Finanser talks this week with leading commentator on all things to do with digital money and digital identity: David G.W. Birch. Dave is well known as one of the leading voices in the field of developments in new forms of payment and money.  He is an internationally-recognised thought leader in digital…

David Birch

Why would a digital bank have branches? (CheBanca! case study)

I just visited with Roberto Ferrari at CheBanca! in Italy.  For those who don’t know CheBanca!, it is the digital first bank launched in 2008 by Mediobanca.  Mediobanca provides merchant bank services in Italy and had never had a retail bank before.  Therefore, it made sense in the post-meltdown digital age to implement a fintech…


The Finanser interviews: Chris Larsen, CEO and cofounder, Ripple Labs

 Following on with our regular weekly interview the Finanser talks this week with Chris Larsen, CEO and co-founder of Ripple Labs. Chris Larsen is CEO and Co-founder of Ripple Labs, creators of Ripple, an open-source, distributed payment protocol. Mr. Larsen also cofounded and served as CEO of Prosper, a peer-to-peer lending marketplace, and E-LOAN, a publicly traded online…

Chris Larsen

The Finanser Interviews: Matthias Kröner, CEO, Fidor Bank

Following on with our regular weekly interview the Finanser talks this week with Matthias Kröner, CEO and founder of Fidor Bank, Germany. Matthias Kröner has been CEO of Fidor Bank since 2006. He is responsible for investor relations, corporate communications, strategic development and communities. Fidor is an internet bank, its primary account combines elements of a traditional…

Matthias Kroener

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