Chris Skinner's blog

Shaping the future of finance

Case Studies

Creating an agile, designer IT Shop from a CIO who knows how

Time to head home after a day in India at the launch of the new design centre for finance launched by Polaris Financial Technology in Chennai (Madras for the old folks out there). As you walk into the Design Centre, you are greeted by a map of the world … completely made out of Indian…

World of rupees

Creating an agile, designer IT Shop from a CIO who knows how

Time to head home after a day in India at the launch of the new design centre for finance launched by Polaris Financial Technology in Chennai (Madras for the old folks out there). As you walk into the Design Centre, you are greeted by a map of the world … completely made out of Indian…

World of rupees

Don’t forget socialisation and gamification: tomorrow’s banking today

Building upon the discussions about personalisation and virtualisation, these are important.  In fact, as I’ve mentioned before, personalised, virtualised in real-time on my mobile is PFM-squared (does any of that last sentence make any sense?). So then I was recently asked to address a conference with a mix of banks from all sectors, and to give…

Don’t forget socialisation and gamification: tomorrow’s banking today

Building upon the discussions about personalisation and virtualisation, these are important.  In fact, as I’ve mentioned before, personalised, virtualised in real-time on my mobile is PFM-squared (does any of that last sentence make any sense?). So then I was recently asked to address a conference with a mix of banks from all sectors, and to give…

From personalisation to virtualisation: tomorrow’s banking is here today

Checking out this morning’s news , I discovered this new innovation from Wells Fargo where you can get personalised ATM messages. The new ATMs include customised screens based on customer preferences and “favourites” that are highlighted on the screen based on the personal usage of ATM’s by the customer.  There’s also a tool called “ATM Cash…

From personalisation to virtualisation: tomorrow’s banking is here today

Checking out this morning’s news , I discovered this new innovation from Wells Fargo where you can get personalised ATM messages. The new ATMs include customised screens based on customer preferences and “favourites” that are highlighted on the screen based on the personal usage of ATM’s by the customer.  There’s also a tool called “ATM Cash…

You’ve been bacefooked

Building upon the theme that you cannot have privacy, even if you are a cybercriminal or cybersecurity expert, you cannot have privacy if you are a social media aficionado. And no greater illustration of the social media aficionado is there than Mark Zuckerburg, uberfacebook leader of the world. A man with over a billion followers, and…

FB pic

Try to destroy yourself … and then do it

One of the panellists at this week’s conference said that he employed twenty people whose sole duty was to find a way to destroy the business. I liked the idea of that.  It is a strong and emotive statement.  But what did he mean? “I employ twenty people in my innovation department who purely look…

First digital camera

Try to destroy yourself … and then do it

One of the panellists at this week’s conference said that he employed twenty people whose sole duty was to find a way to destroy the business. I liked the idea of that.  It is a strong and emotive statement.  But what did he mean? “I employ twenty people in my innovation department who purely look…

First digital camera

How the USA can make bankers feel like Guantanamo Bay

David Bermingham was another recent guest at the Financial Services Club.  David was one of the NatWest Three, the three bankers who worked for NatWest in the 1990s and got caught up in the Enron scandal. What happened and how come David ended up in an American jail when he's a British citizen? Well, after presenting…

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