Digital Bank
Digital is in our DNA
When you have your basic needs covered – food and shelter – what do you need then? According to Maslow’s hierarchy of needs, it’s our psychological needs – love, belonging, self-esteem. This is exactly where digital plays into our hearts. Our love and belonging is in Facebook and Baidu, which is why these are so…
Not all US banks are against Open Banking
I blogged recently about American banks beating up the regulators to stop account access via APIs. I heard this in various White House meetings in 2016, and assumed all banks and bank people felt the same way. Well, they don’t. Citi’s head of FinTech Policy, Andres Wolberg-Stok, got in touch to clarify the true situation….
GulfTech is a challenge due to diversity
I took part in a webinar the other day, focused upon the developments in digital banking in the Middle East. Having visited Abu Dhabi, Bahrain, Dubai and Qatar recently, I can claim to know a little. Equally, having been to the region regularly since 2002, I’ve seen how it is developing and changing. This is…
GulfTech is the next big thing
I’ve just returned from the United Arab Emirates (UAE) where there were a number of events. Just a few weeks ago, I was in Bahrain, talking at a conference about FinTech as usual. What struck me is the interest and excitement about FinTech in both countries. There’s also a lot of competition between different cities…
Neobanks don’t need to be “real banks” to compete in banking
I wrote a piece recently about the challenges of being a challenger bank. It coincided with the news that my friends at solarisBank had just achieved a Series A funding round of €26 million. Neatly, co-founder of solarisBank Marko Wenthin spotted my post and decided to send a reply. Here is his thoughts on being a…
Intelligent Money: Our Future Is Where We Do Not Think About Money, As Our Money Thinks For Us
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