I get regular emails with facts and stats, and one that I subscribe to regularly is from Fintech Global. Fintech Global provides research and, more importantly, connects senior decision-makers via industry-leading conferences. Enough of the advertising as what intrigues me more is facts and stats, and their research gives an interesting reflection of the world…
For many years, I’ve been among the fintech influencers arguing for a digital identity system. Most people reply that they don’t want one. Even an anonymous encrypted one. They fear that governments will find ways to track and trace them, and so it does not work. Their fears are slightly irrational as, if you use…
I was having an interesting debate the other day about how AI will impact banking longer-term. The most interesting angle was that AI will provide knowledge and blockchain (or distributed ledgers, if you prefer) will provide provenance, and that the two combined are a killer partnership. Thinking about it, this gets interesting. So AI can…
I spotted a quote this week: “All truth passes through three stages: first, it is ridiculed. Second, it is violently opposed. Third, it is accepted as self-evident.” — Arthur Schopenhauer My mind immediately moved to bitcoin and cryptocurrency and, specifically, Jamie Dimon. For years, Dimon has said that bitcoin is a scam and yet, now,…
Many years ago, I was presenting to a country suffering sanctions. No longer able to access the SWIFT network and pretty much excommunicated by most banks worldwide, they were suffering. Of course, they could do nested accounts, where you bury your bank in a pyramid of other banks, but that is pretty complicated, so I…
This question popped into my head as I’ve asked it before. You need to stand for something or you fall down, But what is your point? Do you ever wonder what your purpose is? I was intrigued by Billie Eilish and Lewis Hamilton presenting at a recent awards ceremony and making comments: “Love you all, but there’s…
