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The Mobile Financial Future

There are loads of discussions about mobile financial services right now, not least at the Financial Services Club. For example, I recently received this presentation from Len Pienaar, CEO for First National Bank’s (FNB) mobile solutions in South Africa: Add this to the many other mobile financial stories and case studies reported already: ABSA (Mobile…

RBS mobile

The Mobile Financial Future

There are loads of discussions about mobile financial services right now, not least at the Financial Services Club. For example, I recently received this presentation from Len Pienaar, CEO for First National Bank’s (FNB) mobile solutions in South Africa: Add this to the many other mobile financial stories and case studies reported already: ABSA (Mobile…

RBS mobile

Social media has changed society

I recently posted about how social media is changing our world, and Bill Jones commented: "The question is whether they change behaviour temporarily or permanently. The evidence is that behaviour (individual or group) is changed temporarily." Well, here's some evidence that it is changing permanently. The Iranian elections are taking place today and CNN ran…

A Spanish first: Social Banking

There are a few countries / continents where innovation is rife. In Africa, mobile payments are transforming the continent. In Japan, mobile internet banking is changing their world. And in Spain, social finance is top of the agenda. Last year, I noted that BBVA had launched the first Web 2.0 banking application Tu Cuentas (You…

A Spanish first: Social Banking

There are a few countries / continents where innovation is rife. In Africa, mobile payments are transforming the continent. In Japan, mobile internet banking is changing their world. And in Spain, social finance is top of the agenda. Last year, I noted that BBVA had launched the first Web 2.0 banking application Tu Cuentas (You…

CEOs don’t like social media … because it’s social!

I heard this quote the other day and loved it, so I’m using it (nothing like plagiarism is there?). Equally, I’m stealing lots of other things these days, such as this animation sent to me courtesy of Simon Deane-Johns: If you are using a system that has a Firewall and can’t work this out, then…

CEOs don’t like social media … because it’s social!

I heard this quote the other day and loved it, so I’m using it (nothing like plagiarism is there?). Equally, I’m stealing lots of other things these days, such as this animation sent to me courtesy of Simon Deane-Johns: If you are using a system that has a Firewall and can’t work this out, then…

Branches Wanted: Dead or Alive?

There are wide differences of opinion between different banks of the role of a branch these days. Is a branch a branch, a store, a transactional centre, a sales centre, a retail lobby, an automated machine or all of these things or none of them? On the one hand, I see HSBC saying that branches…

Branch

A real-time global pulse

As we use low latency systems, faster payments, twitter and other technologies, we silently watch the revolution of our world from local to global communities, and to a real-time global pulse. The thing is, do you ever stop to notice? The fact that you can trade in a millionth of a millionth of a second,…

Trading water

Last year, I wrote an extensive piece about a vision of trading in the future based upon 24*7 real-time global markets and the impact of news algorithmics.  A key piece of that article was the idea of water being a rare commodity and hence of very high value. Traders globally focused upon Oceans, Rivers and…

Intelligent Money: Our Future Is Where We Do Not Think About Money, As Our Money Thinks For Us

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