Long versus Short is like Good versus Evil
I was honoured to be the guest speaker for the Worshipful Company of Information Technologists at their Quarterly Lunch yesterday. The lunch was held at the Tallow Chandlers' Halls in the City … … although the technologists are not candlestick makers, they know where to have a party. Anyways, in the spirits of keeping my…
Get Shorty! Andrew Haldane speech
Last night was the occasion of the Sir John Gresham annual lecture. This year it was held at the Four Seasons Hotel in Canary Wharf with the keynote speaker being Andrew Haldane, or Andy as is the preference, Executive Director for Financial Stability with the Bank of England. Andy is speaking at the Financial Services…
Mobile banking and PFM is so last decade
Another conference focused upon financial innovation today, and all the talk is about mobile stuff, Google Wallets, mobile stuff, Banksimple, mobile stuff and Movenbank. I’m regularly stressing today that we must:: stop talking about mobile; and talk about the point-of-life. First, stop talking about mobile stuff. The fixation with mobile is because it’s finally come…
Is Bitcoin the future of money … or are we smoking dope?
Talking with some of the Financial Services Club sponsors last week, it is clear that there is still a debate raging about the future of cash. Like the future of branches, which both Brett King and I discuss endlessly, cash is one of the other traditional bastions of the old guard of financial servicing. Yet…
Is Bitcoin the future of money … or are we smoking dope?
Talking with some of the Financial Services Club sponsors last week, it is clear that there is still a debate raging about the future of cash. Like the future of branches, which both Brett King and I discuss endlessly, cash is one of the other traditional bastions of the old guard of financial servicing. Yet…
Banking as components or integrators
I just spent the day in a payments conference focused upon operational excellence. We talked about Basel III, SEPA, the PSD, Mobile … the usual stuff, but there was a particularly intriguing presentation from Olivier Denecker of McKinsey in the morning session on what operational excellence in payments is all about. I took a whole…
Iceland: where banks are becoming just PFMs
I mentioned I was in Iceland last week, and was interested to find out what the banks were thinking. We only ever hear of Iceland’s woes and troubles, and so the ability to see first-hand what was happening to the banks was one that could not be ignored. According to Wikipedia, there are only a few…
Iceland: where banks are becoming just PFMs
I mentioned I was in Iceland last week, and was interested to find out what the banks were thinking. We only ever hear of Iceland’s woes and troubles, and so the ability to see first-hand what was happening to the banks was one that could not be ignored. According to Wikipedia, there are only a few…
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