How to regulate AI?
European Union and United States diplomats are meeting today, for the fourth time, to work out how to regulate artificial intelligence (AI). The EU Commission expects agreement in the European Union this year on the first AI law, in what some see as a global race to manage these new technologies. The key is how to…

Can banks change our future?
I just shared a speech by Christopher J. Waller, member of the Board of Governors of the Federal Reserve System, that started with this comment: “Climate change is real, but I do not believe it poses a serious risk to the safety and soundness of large banks or the financial stability of the United States.”…

The issue with DeFi
I’ve had this thing about decentralised finance for some time. The reason? Libertarians say that we can now have money without government. From my side, I argue that’s wrong. You can’t have money without government. The question is: who is the government? You cannot have money without government, but the government can just as easily…

An interview with you know who …
I recently had a chat with the folks of Machine Lab. Here’s what happened … An acclaimed author and independent commentator whose insights on financial markets and fintech are second to none, Chris Skinner was one of the founding minds behind the world’s first mobile bank and has advised some of the most prominent CEOs and leaders…

Banks need to be ready for hybrid money
Over the past years the financial industry has had a weird relationship with the cryptocurrency industry. The former was launched thousands of years ago; the latter just over a decade ago. Maybe that’s why. But, during my experience, we started with financial markets saying cryptocurrencies didn’t matter; then that the technology, namely blockchain, mattered but…

CBDC or cryptocurrency … it is your choice or, rather, your belief
I’ve seen so many updates about Central Bank Digital Currencies (CBDCs) lately that it’s obviously an inevitability. Maybe … Bear in mind we have CBDCs and cryptocurrencies. Are the two in competition or complimentary? I think that’s a really important question. The question is: which do you trust more? Trust in CBDCs is that, because…

FedNow is launching in July. What is it and why is it important?
FedNow is the faster payments service for America, backed by the US Government and delivered by the Federal Reserve banks. The thing is that you, like me, may be asking is this real? America is getting faster payments in 2023 when many other economies got them in the 2000s? Well, yes and no. The UK…

Fintech expert Chris Skinner: countries need digital transformation to remain competitive
Digital Transformation Programme

Top 50 Global Thought Leaders and Influencers on FinTech 2022

Thinkers360 Thought Leader
Best Financial Services Blogger

Chris’s latest book

Chris Skinner’s ‘Digital For Good’ Book Launch Event – CFTE

Global Awards
Chris Skinner - Financial Markets Advisor of the Year - The Finanser - UK 2023

Best CEO of the Year UK 2022
Best Digital Finance Provider of the Year UK 2022
Best Financial Markets Adviser of the Year UK 2022
Portal to the Knowledge Base of the Financial Services Club UK 2022
Financial Markets Advisor of the Year UK 2022


Corporate America Today Annual Awards
Best Financial Markets Adviser of the Year UK 2022
Portal to the Knowledge Base of the Financial Services Club UK 2022
Financial Markets Advisor of the Year UK 2022

Nominee of MAD33 2021

The Past, Present And Future Of Banking, Finance And Technology
Kids creating the future bank | TEDxAthens
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UK’s most influential person in technology

Captain Cake and the Candy Crew
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TWO-TIME WINNER OF A MOM’S CHOICE GOLD AWARD!

TheNextWeb – #tnw
Learn more about Chris

Presentation at ZBP, September 2020, Warsaw, Poland
Alex at the Financial Services

Gaping Void's Hugh MacLeod worked with the Finanser

What is the future?
