The past, present and future of technology, finance and us
I recently presented at the DIFC’s first Dubai Fintech Summit on the past, present and future of banking, finance and technology. It was fun, but with only twenty minutes, it was fast. So, here is that presentation and transcript if you are interested … Slides: Video: Transcript: Some of you may know me but,…
How to regulate AI?
European Union and United States diplomats are meeting today, for the fourth time, to work out how to regulate artificial intelligence (AI). The EU Commission expects agreement in the European Union this year on the first AI law, in what some see as a global race to manage these new technologies. The key is how to…
Can banks change our future?
I just shared a speech by Christopher J. Waller, member of the Board of Governors of the Federal Reserve System, that started with this comment: “Climate change is real, but I do not believe it poses a serious risk to the safety and soundness of large banks or the financial stability of the United States.”…
The issue with DeFi
I’ve had this thing about decentralised finance for some time. The reason? Libertarians say that we can now have money without government. From my side, I argue that’s wrong. You can’t have money without government. The question is: who is the government? You cannot have money without government, but the government can just as easily…
An interview with you know who …
I recently had a chat with the folks of Machine Lab. Here’s what happened … An acclaimed author and independent commentator whose insights on financial markets and fintech are second to none, Chris Skinner was one of the founding minds behind the world’s first mobile bank and has advised some of the most prominent CEOs and leaders…
Banks need to be ready for hybrid money
Over the past years the financial industry has had a weird relationship with the cryptocurrency industry. The former was launched thousands of years ago; the latter just over a decade ago. Maybe that’s why. But, during my experience, we started with financial markets saying cryptocurrencies didn’t matter; then that the technology, namely blockchain, mattered but…
What is the future?
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