Can banks change our future?
I just shared a speech by Christopher J. Waller, member of the Board of Governors of the Federal Reserve System, that started with this comment: “Climate change is real, but I do not believe it poses a serious risk to the safety and soundness of large banks or the financial stability of the United States.”…
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The issue with DeFi
I’ve had this thing about decentralised finance for some time. The reason? Libertarians say that we can now have money without government. From my side, I argue that’s wrong. You can’t have money without government. The question is: who is the government? You cannot have money without government, but the government can just as easily…
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An interview with you know who …
I recently had a chat with the folks of Machine Lab. Here’s what happened … An acclaimed author and independent commentator whose insights on financial markets and fintech are second to none, Chris Skinner was one of the founding minds behind the world’s first mobile bank and has advised some of the most prominent CEOs and leaders…
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Banks need to be ready for hybrid money
Over the past years the financial industry has had a weird relationship with the cryptocurrency industry. The former was launched thousands of years ago; the latter just over a decade ago. Maybe that’s why. But, during my experience, we started with financial markets saying cryptocurrencies didn’t matter; then that the technology, namely blockchain, mattered but…
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CBDC or cryptocurrency … it is your choice or, rather, your belief
I’ve seen so many updates about Central Bank Digital Currencies (CBDCs) lately that it’s obviously an inevitability. Maybe … Bear in mind we have CBDCs and cryptocurrencies. Are the two in competition or complimentary? I think that’s a really important question. The question is: which do you trust more? Trust in CBDCs is that, because…
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FedNow is launching in July. What is it and why is it important?
FedNow is the faster payments service for America, backed by the US Government and delivered by the Federal Reserve banks. The thing is that you, like me, may be asking is this real? America is getting faster payments in 2023 when many other economies got them in the 2000s? Well, yes and no. The UK…
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Are we in another financial crisis?
I claimed that the crisis of Silicon Valley Bank (SVB) and Credit Suisse were isolated cases, specific to those institutions, and there is no financial contagion. Then we get all these headlines about Deutsche Bank being next. What’s going on? Well, I still claim it is not contagion, but there is lots of FUD (Fear,…
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Intelligent Money: Our Future Is Where We Do Not Think About Money, As Our Money Thinks For Us
What is the future?
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Learn more about Chris
The Past, Present And Future Of Banking, Finance And Technology
Fintech expert Chris Skinner: countries need digital transformation to remain competitive
Join me on Linkedin
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Hire Chris Skinner for dinners, workshops and more
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Chris’s latest book
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Chris Skinner’s ‘Intelligent Money’ Book Launch Event
Top 50 Global Thought Leaders and Influencers on Finance 2024
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Global Awards
Lifetime Achievement Award
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Global 100 - 2024 Winner
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Chris Skinner - Financial Markets Advisor of the Year - The Finanser - UK 2023
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Best Financial Markets Advisor of the Year 2023
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30 Best Regtech Blogs and Websites 2023
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Kids creating the future bank | TEDxAthens
Captain Cake and the Candy Crew
Captain Cake Winner of a Golden Mom’s Choice Award
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TWO-TIME WINNER OF A MOM’S CHOICE GOLD AWARD!
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Alex at the Financial Services
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Gaping Void's Hugh MacLeod worked with the Finanser
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