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Shaping the future of finance

Future

Interview with the vampayer

I just had an interview with a journalist via email. It was quite interesting, and wanted to share it with you. The key point being made is that everything we have today – apps, online, cards and more – are going to disappear. Are they? Mobile payments, BNPL, open banking, artificial intelligence – these are…

The big four drivers of the bank of the future

At another recent conference McKinsey presented. Now it is easy to take a pop at McKinsey but they have produced some useful reports recently, specifically: McKinsey’s Global Banking Annual Review 2023 Fintechs: A new paradigm of growth So, I was interested in their presentation. One slide in particular stood out, titled: the four key drivers…

The end of the smartphone?

I’ve predicted the death of many things. The death of the keyboard, the death of the plastic card, the death of cash and cheques, the death of the branch, the death of main street and the death of the computer itself. Now, we have the death of the phone. As I look to the future,…

In finance, songs are as good as gold

Everyone who knows me well, knows that I grew up with David Bowie as my real-life Hero. I saw him concert regularly, until he stopped touring in the 2000s, and loved the fact that not only did he produce unique music, but nearly every time it was performance and music. He was first to really…

ChatGPT or a branch teller?

I’ve been sitting and thinking. Not a bad thing, but a dangerous thing. I’ve been sitting and thinking about AI, Artificial Intelligence. How will AI change banking and finance? Specifically, how could we use AI to change banking and finance? When I think about this, I think about how banking has changed since the last…

Intelligent banking: how AI will change the future of finance

Lots of discussions these days are about AI. AI this, AI that, AI movie, AI influencers, even AI pop. (the K-pop group Mave do not exist – they are generated by AI) Every day, these developments shock and intrigue me. But what does this mean for banking and finance? Well, I guess there are some…

Generative finance, or GeFi for short

We’ve had DeFi, CeFi, ReFi and more, but now it’s time for GeFi. If those phrases confuse you, we have Decentralised Finance versus Centralised Finance; we have Regenerative Finance, and now we have Generative Finance, or GeFi for short. What is GeFi? It’s the integration of artificial intelligence (AI) into finance. This all started with…

Ever wondered what Gen Z think of your bank?

I was intrigued by The Financial Brand’s autumn (Fall) magazine about younger folks or, as some call them, Gen Z. Personally, I’m not a fan of demographics. You can throw people into buckets of ages, but not everyone of a certain age behaves the same way. Neverhteless, there are some interesting perspectives of how Gen…

Intelligent Money: Our Future Is Where We Do Not Think About Money, As Our Money Thinks For Us

What is the future?

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Chris Skinner
Commentator, CEO of The Finanser and best-selling author at The Finanser

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Global Awards

Lifetime Achievement Award

Global 100 - 2024 Winner

Chris Skinner - Financial Markets Advisor of the Year - The Finanser - UK 2023

Best Financial Markets Advisor of the Year 2023

30 Best Regtech Blogs and Websites 2023

Kids creating the future bank | TEDxAthens

Captain Cake and the Candy Crew

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TWO-TIME WINNER OF A MOM’S CHOICE GOLD AWARD!

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Gaping Void's Hugh MacLeod worked with the Finanser