Chris Skinner's blog

Shaping the future of finance


Is humanity losing something due to digitality?

A long time ago – so long ago that most people reading this weren’t born or had just started school – I said to my boss that cash machines were dead. At the time, I worked for NCR which stands for National Cash Registers, the cash machine company. The comment was not a popular one….

Time as a currency

I often refer to Bernard Lietaer, my late friend, and his work on community currencies. You can read his book for free here. It got me into a whole load of other areas from the Long Now to time as a currency. Have you thought about time as a currency? Maybe my favourite example of…

Would you spend $100,000 on a wristwatch?

Talking about time, I got a nudge from Bloomberg about an artist in time. The story is about Max Büsser who, with his band of revolutionaries, made products they wanted themselves and built a huge fandom on the way. What’s the product? A wristwatch. Max worked for luxury jeweller Harry Winston but was unhappy. He…

Black Mirror, Season 7, Episode 3: The Office

One of my favourite series, Black Mirror, is about to return to Netflix for Series 6. So, it made me think about the future world and thought I would give an outline of an episode. I’m no screenwriter but … you never know. Black Mirror, Season 7, Episode 3: The Office I’m living in a…

What would we do if electricity stopped tomorrow?

I received a bunch of interesting pings this week, but a few stood out. The main one was about the climate impact of crypto: Ethereum has managed to massively decrease its annual CO2 emissions as it has moved to a proof-of-stake blockchain. In 2021, it was creating a huge 21.95 million tons of CO2, which…

We have Open Banking … can’t we have an Open World? #Davos

This week is Davos week when the mega-rich and powerful gather in a mountaintop miles away from any airport access, apart from private aircrafts of course. The theme of this week’s Davos is Co-operation in a Fragmented World “We see the manifold political, economic and social forces creating increased fragmentation on a global and national…

I see dead people #CES

It’s pretty obvious that technology is changing how we relate to each other. From social media and trolling to creating avatars and the metaverse, our world is moving rapidly to one where we could feel more engaged with a hologram than with a real person sitting next to us. These things are illustrated by so…

Without branches, are banks redundant?

I found it interesting to post that Société Générale is launching a new retail bank in France … “By 2025, the merged entity hopes to have 25,000 staff and operate 1,450 branches” … at the same time as another headline announces that bank branches are needed now more than ever … “The most popular reason for turning…

Fintech expert Chris Skinner: countries need digital transformation to remain competitive

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Chris Skinner
Commentator, CEO of The Finanser and best-selling author at The Finanser

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About Chris Skinner

Presentation at ZBP, September 2020, Warsaw, Poland

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Gaping Void's Hugh MacLeod worked with the Finanser

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