The Finanser’s Week: 8th November 2021- 14th November 2021
This week’s main blog discussions include: $2 trillion a year sits rotting in bank accounts This headline caught my attention the other day: Bank loyalty costs savers £1.6 billion a year in missed interest The detail: There’s £246.5 billion ($340 billion) languishing in accounts paying no interest at all … A survey of 2,000 adults…

The elephant called … or is that a cryptophant?
I got a phone call from the Elephant. For those who read my blog regularly, you’ll remember that the elephant stayed with me last year. I guess, as it’s a year later, he was missing me. He moved out as Spring approached, because I couldn’t stand the smell, and his constant demands for curry, crisps…

Things that bankers thought … that were wrong
Brett King dropped a tweet the other day. It was followed up with a further list from Matthew Van Buskirk: I am sure there are many others!6. Transaction speed isn't important7. Cloud-based fintechs are inherently less secure8. Face to face or phone interactions are necessary for effective fraud control9. People want all of their financial…

The future of banking (research)
Jim Marous at The Financial Brand just published a survey of what his readers think the future of banking holds. Before you read the results, here are mine: Retail banking focuses upon integrating everything digital Commercial banking focuses upon digital currencies for global trade Investment banking focuses upon the tokenization of equities and trading Simples! What…

$2 trillion a year sits rotting in bank accounts
This headline caught my attention the other day: Bank loyalty costs savers £1.6 billion a year in missed interest The detail: There’s £246.5 billion ($340 billion) languishing in accounts paying no interest at all … A survey of 2,000 adults across the UK, with 42 percent of respondents stating that they didn’t think it was…

The Finanser’s Week: 1st November 2021- 7th November 2021
This week was COP26 and so the Finanser had a two-track week. The usual updates, but also the COP updates. Here’s the usual track … Why challenger banks find it hard to challenge I was thinking about this article in The Telegraph saying what a rotten job supermarkets have made of competing with banks. Tesco…

HyCOPrite: Harvey Dent (Two-Face) strikes at #COP26
Mark Carney stood up at COP26, alongside Larry Fink (CEO of BlackRock) and Jane Fraser (CEO of Citigroup). Together they announced that the financial industry has pledged $130 trillion of assets to solve climate challenges. Woo-hoo! Thanks. Trouble is that it’s a lie. Larry Fink and Jane Fraser run two companies leading the end of…

Intelligent Money: Our Future Is Where We Do Not Think About Money, As Our Money Thinks For Us
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