Chris Skinner's blog

Shaping the future of finance

How real-world use of blockchain is making a difference

I like the guys at Ant Group. I like what they are doing with tech. This was featured heavily in Digital Human, and the company have continued to innovate ever since, most recently with AntChain. AntChain promotes the use of blockchain and have found several sweet spots for this technology that I haven’t seen in Europe…

What should a car sound like?

Banking, like most industries, is being challenged by technology. I don’t say disrupted. Music, entertainment and other industries may have been disrupted. I think banking is challenged. But when I look out at the world, what does surprise and possibly amaze me is how some industries are adapting. We’ve seen banking adapt – who needs…

The Finanser’s Week: 29th November 2021- 5th December 2021

This week’s main blog discussions included … Twas the Night before Cryptmas As it is almost Christmas, I felt it necessary to rewrite the classic poem Twas the Night before Christmas. My version is Twas the Night before Cryptmas. Twas the Night before Cryptmas Twas the night before Cryptmas, when all through the net Not…

Time is money

I got a link to a bunch of Albert Einstein quotes the other day, one of which was: “Time does not exist. We invented it.” Some guy called Albert pic.twitter.com/JS9JMfEyJk — Chris Skinner (@Chris_Skinner) August 28, 2021 It made me think. Oh dear. Don’t make me think. Over the past year and a half, I…

Life? It’s complicated …

I grew up with a belief that life should be simple. You get an education; you play sport; you get a job for life; you get a partner; you get married; you buy a house; you have kids; you retire; and then you die. Or something like that. These were the key life events. It’s…

Twas the Night before Cryptmas

As it is almost Christmas, I felt it necessary to rewrite the classic poem Twas the Night before Christmas. My version is Twas the Night before Cryptmas. Twas the Night before Cryptmas Twas the night before Cryptmas, when all through the net Not a dollar was stirring, not even a cent. The money was hung…

The cost of trading crypto

I tweeted the other day that my bank received a refund from a retailer but, due to the account being in GBP (UK) and the retailer trading in zł (Poland), the refund lost a lot of value. Over £170 to be exact on a purchase that was for over £2,500. Sure, the £170 is a…

What if banking was football?

I was watching Match of the Day the other day and realised how much football moves and changes. Teams of yesteryear are now champions of Europe, whilst teams that were my shining lights growing up are now shadows of their former selves. I wonder if that’s what we’re seeing today in banking and finance? In…

The Finanser’s Week: 22nd November 2021- 28th November 2021

This week’s main blog discussions include … The end of the line I saw the news that landlines are due to be dead by 2025 in the UK. Shame? Nah, who uses a landline these days? Twenty years ago, we depended on dial-up lines for AOL. Today, with WiFi and mobile everywhere, we’ve moved on….

The end of the line

I saw the news that landlines are due to be dead by 2025 in the UK. Shame? Nah, who uses a landline these days? Twenty years ago, we depended on dial-up lines for AOL.  Today, with WiFi and mobile everywhere, we’ve moved on. It made me reflect on other technologies that are defunct and…

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