Chris Skinner's blog

Shaping the future of finance

Catching the launderers during onboarding (it’s Pliance)

This week’s blogs are inspired by our global connector Marisol Menendez In the second of this week’s interviews with firms who were winners of our Nordic Connection Festival, I spoke with Siam Choudhury, Co-founder and CEO of Pliance, an anti-money laundering solution. To begin with Siam, tell me a bit about what you guys get…

Financial advice augmented by AI (it’s called Responsive)

This week’s blogs are inspired by our global connector Marisol Menendez As mentioned, this week is a little different and, in the first of three interviews with entries in our Nordic Connection Festival during the summer, I interviewed Davyde Wachell, founder and CEO of Responsive AI … Tell me about Responsive and what you guys…

True innovation comes from collaboration

This week’s blogs are inspired by our global connector Marisol Menendez This week is a bit different on the blog as I’m going to introduce you to one of my other businesses: Nordic Future Innovation. Nordic Future Innovation (originally Nordic Finance Innovation) is a venture I  started almost ten years ago with Iren Tranvag. We began in…

Who needs management theories? Give me practicalities …

I remember someone made a comment at a conference a while ago, and it got a big laugh. An academic is someone who looks at something working in practice and wonders what it looks like in theory Hmmm. Does that mean: A practitioner is someone who looks at something working in theory and makes it…

The FinTech Karaoke Challenge: Umbrella

Now I’m no Jay-Z and definitely a million miles from a Rihanna, but there is an old saying attributed to Mark Twain that “a banker is a fellow who lends you his umbrella when the sun is shining, but wants it back the minute it begins to rain.” This persists generally as a view around the…

Welcome to The Finanser by Chris Skinner

Welcome to The Finanser by Chris Skinner. The Finanser discusses all things fintech, finance, banking, technology and, most importantly, the future. Chris Skinner has been voted the most influential technologist in Britain and received a lifetime achievement award for his visionary approach to the future of money from the Payments Association. He has advised the…

The Finanser’s Week: 7th September 2020 – 13th September 2020

The main blog discussions this week include …. Does management theory work anymore? After blogging the other day that big banks will never be replaced and they’re just playing a game of Pac-Man, I was watching this two-minute explainer of Michael Porter’s five forces from Harvard Business Review (a two-minute video): The five forces are buyers…

Does management theory work anymore?

After blogging the other day that big banks will never be replaced and they’re just playing a game of Pac-Man, I was watching this two-minute explainer of Michael Porter’s five forces from Harvard Business Review (a two-minute video):  The five forces are buyers (customers), suppliers, substitutes, new entrants and existing rivals. It’s an old concept…

Financial Services Clouds (an interview)

I was recently asked to interview Likhit Wagle, General Manager, Global Banking Industry, IBM, regarding their new IBM Cloud for Financial Services™ offering. The discussion was interesting so sharing it here for posterity.  Chris Skinner: Cloud is something we’ve been discussing for over a decade. Why has it taken so long for banks to…

A challenger challenges back

After writing quite a lot challenging the challenger banks, one reached out to me asking for a slight correction of view. OakNorth. Now, this is a bank I like, as they’ve been doing so much under the radar, so I said that if they wanted to raise their head above the parapet, why not write…

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