Chris Skinner's blog

Shaping the future of finance

Welcome to the Finverse

Am I the only one fed up with catchphrases in tech to create the Next Big Thing (NBT)? Cloud, Big Data, Platform, Ecosystem, Kubernetes and more are regularly catching an ember to try to spark a fire. Sometimes it works – Digital and Banking-as-a-Service (I’m biased as I was there first) – but some just seem silly. Take…

Blockchain-inspired risk management to create true trust in Fintech

The core of money is risk. When someone pays you, can you trust that payment is true? If you let them take away your car or computer, can you be certain that the money they offered is real? More than this, in banking, most of what takes place is the bank providing credit. Can they…

$100 billion spent on FinTech in just six months …

The world is getting interesting. Circle announces plans to become a fully registered bank; Lending Club buys a credit union; Credijusto (Mexico) buys a bank; Raisin (Germany) acquires a bank … the list has, is and will go on. Meantime, JPMorgan snaps up OpenInvest; US Bank buys Bento; Lloyds (UK) acquire Embark Group; Visa eats…

The Finanser’s Week: 9th August 2021- 15th August 2021

This week’s blog launched FinTech4Kids FinTech4kids, Part 1, Demand and Supply FinTech4kids, Part 2, Banking and FinTech FinTech4kids, Part 3, Cloud and the Network Effect FinTech4kids, Part 4, Remittances and Blockchain FinTech4kids, Part 5, Biometrics and Identity   This week’s top reading includes (via Citadel Advantage): Banks delay return to office as delta variant surges Insider…

FinTech4kids, Part 5, Biometrics and Identity

When I wrote the Captain Cake series and pivoted to be a children’s author as well as a FinTech guy, a friend said that I should write a children’s book about FinTech, which I did. It’s not something aimed at publication as a book, but thought I would share with you what I came up…

FinTech4kids, Part 4, Remittances and Blockchain

When I wrote the Captain Cake series and pivoted to be a children’s author as well as a FinTech guy, a friend said that I should write a children’s book about FinTech, which I did. It’s not something aimed at publication as a book, but thought I would share with you what I came up…

FinTech4kids, Part 3, Cloud and the Network Effect

When I wrote the Captain Cake series and pivoted to be a children’s author as well as a FinTech guy, a friend said that I should write a children’s book about FinTech, which I did. It’s not something aimed at publication as a book, but thought I would share with you what I came up…

FinTech4kids, Part 2, Banking and FinTech

When I wrote the Captain Cake series and pivoted to be a children’s author as well as a FinTech guy, a friend said that I should write a children’s book about FinTech, which I did. It’s not something aimed at publication as a book, but thought I would share with you what I came up…

FinTech4kids, Part 1, Demand and Supply

When I wrote the Captain Cake series and pivoted to be a children’s author as well as a FinTech guy, a friend said that I should write a children’s book about FinTech, which I did. It’s not something aimed at publication as a book, but thought I would share with you what I came up…

The Finanser’s Week: 2nd August 2021- 8th August 2021

The main blog discussions this week included: Hook, line and sinker: how to do marketing (part one of many) As it’s August and everyone is on holiday, I’m going to deviate a little bit from my usual daily blogging and talk about two other things: How to do sales and marketing How to explain FinTech…