Chris Skinner's blog

Shaping the future of finance

The first global platform play from Ant Financial

One company that is seeking global domination is Ant Financial. The company has an open stated intention to reach two billion users by 2025.  The way in which they’ll achieve that is through local partnerships, and many of those have been started already: Ant Financial invests in Thailand’s Ascend Money as part of global expansion…

A three-stream financial world: which one to watch?

I was reflecting on a question posed to me recently by a Turkish banker.  He asked me: “why is it that the Western banks are always talking about legacy?”  I knew exactly what he was getting at, as the banks I deal with in USA, UK, France, Germany and other European nations are always fretting…

What did Jack Ma say?

I’m spending the week in China with Alibaba and ANT Financial. More details to follow, as this is all building towards a case study chapter in my new book Digital Human, and sat amongst 2,000 fans listening to Jack Ma yesterday and his vision of the future. Jack spoke in Chinese and I was listening…

Globalizing finance through FinTech

I got to thinking about yesterday’s post on humanity in part due to a discussion of global banking.  Global, universal banking was the mantra of the 2000s and HSBC, Citi, Bank of America, BNP Paribas, Deutsche and more were all jumping on the bandwagon.  After the global financial crisis, they all jumped off it again,…

Homogenizing the world

I’ve pretty much been travelling the world on business non-stop for thirty years, and something has fundamentally changed during that period.  Obviously, the internet and mobile and global connectivity, but also the homogeneity of globalisation.  I remember flying into Singapore’s brand spanking new Changi Airport in 1987 and my disappointment at being greeted by McDonald’s. …

The Finanser’s Week: 3rd July – 9th July 2017

This week’s main blog headlines are … The Top 1000 banks in the world I’ve written a column for The Banker magazine for the last 15 years and, during that time, have collected their special July edition each year.  Every July The Banker publishes their analysis of the Top 1000 banks in the world.  In the 1990s,…

Handcuffed by heritage

Building on yesterday’s blog, Money2020 has an official Money Magazine to go with the European show, produced by Norfico.  I was picked as one of a few commentators to talk about what’s going on in the world and was featured in the magazine, which you can find and download here. Anywho, for blog purposes, I…

What was hot at Money2020 Europe?

Last week was Money 2020 Europe week.  This year a gathering of 6,000 odd people – and I mean ODD – assembled in Copenhagen to talk all things FinTech and stuff.  That’s 50 percent up on last year’s first outing and, due to the numbers and a few brown envelopes from the Dutch, the whole…

Turkey to be cashless by 2023

I spend a lot of time talking with my friends in Turkey, particularly since the big change in climate after the protests last year.  Nevertheless, from a financial markets point of view, it’s a fascinating place.  One of the first to be contactless and, more recently, one of the first to offer social retail banking….

The Top 1000 banks in the world

I’ve written a column for The Banker magazine for the last 15 years and, during that time, have collected their special July edition each year.  Every July The Banker publishes their analysis of the Top 1000 banks in the world.  In the 1990s, the top 10 were mainly Japanese; in the 2000s, American; and today, Chinese.  This…

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