Chris Skinner's blog

Shaping the future of finance

Revolut’s auditing and AML controls raise questions

News broke on Monday that Revolut are under review, after their auditing was checked by the Financial Reporting Council (FRC), the regulator of auditors, accountants and actuaries. Revolut’s auditors are BDO and the FRC said that an unidentified “financial services provider” poor audit work had created an unacceptably high risk of errors. Sources have confirmed that the…

Developers: would you rather work for a bank or a fintech?

This video was dropped the other day by JPMorgan, encouraging young people good with technology to join the bank, instead of a fintech. In case you can’t watch it, here’s the argument. We have $12 billion to spend on tech JPM offers the same challenges as a Google with scale We’re the biggest bank in…

When crypto trading goes wrong

I find the world weird these days. Maybe it’s because I’m a grumpy old man. The flakiness ranges from schemes that are obviously trash to doing extreme activities that my father and grandfather would never have done. Examples? Skydiving, hanging off skyscrapers, diving with sharks, standing by gorillas and such like. Strangely, I’ve done all…

The Finanser’s Week: 29th August – 4th September 2022

This week’s main blog discussions include … Insuring Hell on Earth So for now this is the last of the guest blogs by Dr. Gail Bradbrook, the co-Founder of Extinction Rebellion. I do hope you have enjoyed something of the challenge, passion and alternative ways of seeing things that Gail has brought (find the others…

“Hello” exclusive! Chris Skinner visits a bank branch

I grew up with Mills & Boon, where old ladies wrote sexy stories about men on horses who would rip off the bodice of a young woman and deliver his sword. These days it seems to be Hello! that fills this vacuum, with Princess Kate flying on an economy flight and described as such: Who…

Insuring Hell on Earth

So for now this is the last of the guest blogs by Dr. Gail Bradbrook, the co-Founder of Extinction Rebellion. I do hope you have enjoyed something of the challenge, passion and alternative ways of seeing things that Gail has brought (find the others here). I invited Gail to contribute because I feel these difficult…

The art of farketing

A colleague at The Financial Times picked out this quote from William Burroughs … … and it piqued my thoughts. Burroughs was a huge inspiration to David Bowie, who is a huge inspiration to me. I’ve read Naked Lunch, where this quote was taken, but they used this quote in relation to ESG. The Naked Lunch author…

Six FinTech’s making the world a better place

I’ve written a lot recently about how technology can make the world a better place (read Digital for Good if you want to know more). It sounds esoteric but there are concrete examples from Alipay’s Ant Forest to Alandsbanken’s Baltic sea card, Green Finance is becoming a thing. So here are six FinTech firms who…

What’s up? FIVE banks to pay $1 billion in fines for illegal chats

It’s thirteen years since I had the idea of using social media for insider trading. TBH, any media can be used to buck the system. These days we talk about Telegram and Signal, but a few years ago it was Blackberry Messenger and Facebook. Whenever technology develops anonymity, crime will follow. We might look for…

The Finanser’s Week: 22nd August – 28th August 2022

This week’s main blog discussions include … My data is my data Data ownership is a big battleground. Wanna know why? Check this out:* A man calls Pizza hut to order a pizza… CALLER:  Is this Pizza Hut? GOOGLE:    No sir, it’s Google Pizza. CALLER:  I must have dialed a wrong number, sorry. GOOGLE:  No sir,…

Chris Skinner Keynote, April 2025, Europe

Intelligent Money: Our Future Is Where We Do Not Think About Money, As Our Money Thinks For Us

What is the future?

Learn more

Learn more about Chris

About Chris Skinner

The Past, Present And Future Of Banking, Finance And Technology

Fintech expert Chris Skinner: countries need digital transformation to remain competitive

Join me on Linkedin

Follow Me on X!

Hire Chris Skinner for dinners, workshops and more

Learn directly from from one of the most influential people in technology, gain insights from the world's most innovative companies, and build a global network.

Chris’s latest book

Order now

Chris Skinner’s ‘Intelligent Money’ Book Launch Event

Top 30 Regtech Blogs

Top 40 UK Fintech Blogs

Lifetime Achievement Award

Kids creating the future bank | TEDxAthens

Alex at the Financial Services

Gaping Void's Hugh MacLeod worked with the Finanser