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Innovation

Get ready for Facebook banking

Citi tweet

There’s a buzz that’s started about Facebook banking asCommonwealth Bank of Australia and ICICI Bank get into Facebook banking apps, with Citibank fast to follow. What’s going on? Originally, we all though Facebook would take over bank functions through stealth creep via Facebook credits. Facebook credits are in fact worth …

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Bill Clinton: “Being pessimistic is dumb”

Clinton3

And so to my final blog piece about Re|source 2012: Bill Clinton’s speech. Source: Getty Images What can you say about the man, the legend? The man who has felt more ladies knicker elastic than Marks & Spencer’s head underwear tester. No, that’s not important. You know, I was amazed …

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Innovating on a sinking ship

Titanic museum

I’ve already given some reflections on last week’s innotribe meeting in my write ups of Metro Bank and Fidor Bank. Now, for a more general write-up, I’ve taken the inputs of Kosta Peric, the SWIFT innovation group leader who runs innotribe; the innotribe start-up details; and the input of participating company Allevo; to …

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Dropping guano on the Angry Banker

Angry bird

Whilst in Russia last week, I was lucky enough to be there when good friend Daniel Gusev launched a new bank initiative for OJSC Promsvyazbank (PSB).  PSB is a privately-owned universal commercial bank. Founded in 1995, PSB currently ranks 10th by assets among Russian banks and Daniel is innovation advisor …

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Dropping guano on the Angry Banker

Angry bird

Whilst in Russia last week, I was lucky enough to be there when good friend Daniel Gusev launched a new bank initiative for OJSC Promsvyazbank (PSB).  PSB is a privately-owned universal commercial bank. Founded in 1995, PSB currently ranks 10th by assets among Russian banks and Daniel is innovation advisor …

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Why the branch vs branchless debate is futile

I’ve been struck by many nuances of culture and creed lately. There are many examples, but it all comes down to dealing with the customer as a unique entity, not some mass market. For example, why does Spain have so many bank branches? Spain has around 43,000 bank branches, about …

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