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Shaping the future of finance

Innovation

Why is it that innovations are created by non-banks?

At SIBOS 2004 in Atlanta, Heidi Miller of JPMorgan delivered a keynote address that is still discussed to this day. This is because she asked four critical questions of us: Why do we make things so complicated for our clients? How can we help our customers become more efficient and productive, when our own back offices are…

Why is it that innovations are created by non-banks?

At SIBOS 2004 in Atlanta, Heidi Miller of JPMorgan delivered a keynote address that is still discussed to this day. This is because she asked four critical questions of us: Why do we make things so complicated for our clients? How can we help our customers become more efficient and productive, when our own back offices are…

Bank innovation is an oxymoron

    I’ve often said that the phrase ‘Bank Innovation‘ is an oxymoron, a bit like military intelligence and honest politicians. This is because innovation means taking risks and banks don’t take risks, although I qualify these statements to say that they apply primarily to retail banks as the innovation in investment banking technologies is…

Bank innovation is an oxymoron

    I’ve often said that the phrase ‘Bank Innovation‘ is an oxymoron, a bit like military intelligence and honest politicians. This is because innovation means taking risks and banks don’t take risks, although I qualify these statements to say that they apply primarily to retail banks as the innovation in investment banking technologies is…

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