Innovation

Just been through a meeting on payments and all areas of payments from SEPA to Basel III, corporates and trade, risk and liquidity, innovation and change and more. My role was to talk about all things that I see as innovative in payments right now. That’s a long list and so, in the interests of…

I said yesterday that the other topic that keeps coming up is innovation. Innovation is something that comes and goes in banking like Chief Executives and Heads of Risk … as in it appears and disappears pretty often. During the build up to the financial crisis, innovation was everywhere. Then it disappeared for a while….

I said yesterday that the other topic that keeps coming up is innovation. Innovation is something that comes and goes in banking like Chief Executives and Heads of Risk … as in it appears and disappears pretty often. During the build up to the financial crisis, innovation was everywhere. Then it disappeared for a while….

Sometimes I get into a rant, and I got into a bit of one at Finovate. It was during the lunchtime session, and a banker said to me that they liked all the presentations during the morning but wouldn’t be doing anything about it. “Why not”, I asked. “Oh, because these guys are all showing…

It intrigues me how often we have a conversation about innovation, and everyone starts talking about new technology. “Oh, have you seen our iPad app, it’s really hot.” “Sorry, but our Android apps beat that hands down, and Android is hot today.” “Yea, Android is hot today but forget all of those things. You need…

I was at the Finovate meeting in New York last week. Finovate is a financial innovation show that originated in 2007 as the brainchild of Jim Bruene of NetBanker and Eric Mattson, CEO of Online Financial Innovations, the parent company of NetBanker, Online Banking Report and the Finovate Conference Series. If you’re not familiar with…

Here's my latest retail payments focused presentation.  It's premise is that there's loads of innovation out there, with micropayments and iPhone apps being hotbeds of innovation for developed economies whilst microfinance and 2G GSM messaging being creative fields for developing economies.  However, all of these innovations are just froth on the cake of the payments…

Over the past year, most of the banks I deal with have dropped the word ‘innovation’ from their mantra. It’s strange but true that the focus upon being innovative had been such a focal point during the 2000s and now it’s all over. To illustrate the point, the Top 10 American banks used the word…