Chris Skinner's blog

Shaping the future of finance

Innovation

2012: a bank technology outlook

What’s hot in tech in 2012 is a continuation of what’s hot in tech in 2011: cloud, smartphones, tablet PCs, contactless mobile and more. Rather than just repeating all that again, let’s be more specific: Contactless mobile will reach a tipping point in retail payments Social media will become a core communications tool PFM, combined…

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“Show me the money!” Sure, I’ll show you your losses

You can sense an audience’s reaction as you present ideas on innovation. Sometimes its warm and engaging, sometimes distant and thoughtful, and occasionally remote and cynical. I experienced all three reactions last week when presenting at a bank’s annual leadership conference, with the third being the reaction I like the least but enjoy debating the…

“Show me the money!” Sure, I’ll show you your losses

You can sense an audience’s reaction as you present ideas on innovation. Sometimes its warm and engaging, sometimes distant and thoughtful, and occasionally remote and cynical. I experienced all three reactions last week when presenting at a bank’s annual leadership conference, with the third being the reaction I like the least but enjoy debating the…

Four dimensions of innovation

Another aspect of innovation discussed this week was slightly out of the negative SEPA box and more on the positive future box. We were talking bout all the things that were innovative – NFC, mobile, anything Chinese, Google, etc – and it soon became clear that most of the organisations around the table were being…

Innovation

Four dimensions of innovation

Another aspect of innovation discussed this week was slightly out of the negative SEPA box and more on the positive future box. We were talking bout all the things that were innovative – NFC, mobile, anything Chinese, Google, etc – and it soon became clear that most of the organisations around the table were being…

Innovation

Compare and contrast the UK and the Philippines

It's always interesting to compare and contrast financial markets and issues, and this was easily illustrated yesterday when I received a nudge of two videos. The first is from the UK and talks about debt; the second is from the Philippines and talks about using mobile payments to get food. The UK thinks it's impoverished…

Banks must learn how to do regulation and innovation

The best session of the week just took place in the main conference rooms, where the innotribe talked about the future of money. I’ve already talked about it a little, and can’t say much more as I had to leave the session to do some virtual SIBOS TV (comes out next week), but you can get a…

Ven

Why most banks’ technology fails to meet the business needs

Just enjoyed another great conference where one manager presented their IT strategy and operations. Amazingly the old nugget of the language of IT and business came up again, where she opined that IT doesn’t speak the language of business. She illustrated this issue with this amusing video from the BBC’s comedy series Big Train: IT…

Alipay: innovation in banking is a good thing

Going back to my discussions in Asia last week, I am intrigued by the results of the interactive voting we performed. I asked a number of questions last week, and have already blogged about one of them: Do you agree that innovation can only be delivered by a CEO or equivalent mandate? Yes – 49%…

Alipay

Alipay: innovation in banking is a good thing

Going back to my discussions in Asia last week, I am intrigued by the results of the interactive voting we performed. I asked a number of questions last week, and have already blogged about one of them: Do you agree that innovation can only be delivered by a CEO or equivalent mandate? Yes – 49%…

Alipay

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