Chris Skinner's blog

Shaping the future of finance

Numbers

In deep waters

Back to reality and what’s happening in the world today. I received a bunch of stats and facts from one of my readers last week lookiing at public (governmental) debt across various countries and geographies, and comparing internal debt (money borrowed within country) with external debt (money borrowed from overseas). Here’s the low-down. Surprisingly or…

Biggest debt

Mobile domination: half of all Visa payments will be made by mobile in 2020

The Sunday Times had a specially sponsored section on mobile business this weekend.  The section gave some interesting stats that are worth repeating (just in case you didn’t think mobile payments is big business): 28.2 trillion messages will be sent from mobiles in 2016, up from 15 trillion this year (Source: Juniper Research) 9.4 trillion…

Mobile domination: half of all Visa payments will be made by mobile in 2020

The Sunday Times had a specially sponsored section on mobile business this weekend.  The section gave some interesting stats that are worth repeating (just in case you didn’t think mobile payments is big business): 28.2 trillion messages will be sent from mobiles in 2016, up from 15 trillion this year (Source: Juniper Research) 9.4 trillion…

The World Payments Report 2012, Part One

The World Payments Report (WPR) has just come out.  It is the 8th report produced by EFMA, in partnership with Cap Gemini and the Royal Bank of Scotland (ABN AMRO previously), and provides a good analysis of global payments movements in the same way as we do with our European Payments Report, produced in partnership…

Screen Shot 2012-10-19 at 10.15.51

Financial brands falling (again)

Interbrand published their Global Top Brands report yesterday, which makes for interesting reading. The world’s most valuable brand is still Coca-Cola, followed closely by Apple and IBM. Tech firms feature heavily in the list, with Google and Microsoft in fourth and fifth place, Intel in eighth and Samsung in ninth and Oracle, in eighteenth place,…

Which bank is the biggest winner and loser?

There’s a great interactive review of investment banking markets on the Financial Times today. The chart compares the fortunes of ten investment banks: Bank of America; Barclays; Citi; Credit Suisse; Deutsche; Goldman Sachs; JPMorgan; Morgan Stanley; Royal Bank of Scotland; and UBS. You can check out how their revenues, employee numbers and market capitalisation has…

Whale

Cyberwars: a far bigger threat than hacktivists

Whilst consumers are electing the next major political leader via crowdsourced populism, governments and companies begin developing cyberarms. This cyberwarfare is already rife, with a host of malware targeting middle eastern nations (see end of blog entry). What is obvious from these developments is that cyberattacks are the new form of warfare that evades direct…

We are Legion: the History of Hacktivism

I went to see a screening of a new film about Anonymous last night called We Are Legion: the Story of the Hacktivists. The film tells the story about the rise of Anonymous and the hacktivism movement, portrayed through interviews with many of the key players. The film includes some of my favourite discussion areas,…

Hactivism

Do you believe in NFC?

I ‘ve been talking about contactless for years now  - I remember talking about the Octopus card system about ten years ago after it launched in Hong Kong in 1997 – and still find it surprising how invisible it is. Sure it got some coverage at the Olympics but some, like Forrester, reckon that NFC mobile payments…

Contactless

The impact of mobile: bigger than you think?

This week’s TIME Magazine has a spread all about how mobile technologies are changing our world. There are stories of how it’s changing elections, charity, privacy and more, as well as getting rid of our wallets of course. The wallet piece is pretty weak to be honest, with the story of one of their journo’s spending a…

Mobile