Chris Skinner's blog

Shaping the future of finance

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SEPA Infographic

I just got this infographic on SEPA from Misys and thought it worth sharing (doubleclick for larger version).  Nice!

SEPA Infographic_FINAL

SEPA Infographic

I just got this infographic on SEPA from Misys and thought it worth sharing (doubleclick for larger version).  Nice!

SEPA Infographic_FINAL

The latest stats on Bitcoin

I’ve written a lot about Bitcoin over the last year: Is Bitcoin the future of money … or are we smoking dope?  (October 2011) Bitcoin: immersive or subversive? (January 2012) You should take Bitcoin seriously (September 2012) A new currency payment system is about to explode (February 2013) But had a sanity check when looking…

Bitcoin tx per day

Mobile’s time has come

It’s the Mobile World Congress week this week, so everyone’s talking about mobile. In our space, the big announcements came from MasterCard and Visa. MasterCard launched a digital wallet in a joint venture with mFoundry, whilst Visa announced an NFC partnership with Samsung. MasterCard’s digital wallet is called MasterPass.  In effect, it is the launch of…

PayPal mobile

Mobile’s time has come

It’s the Mobile World Congress week this week, so everyone’s talking about mobile. In our space, the big announcements came from MasterCard and Visa. MasterCard launched a digital wallet in a joint venture with mFoundry, whilst Visa announced an NFC partnership with Samsung. MasterCard’s digital wallet is called MasterPass.  In effect, it is the launch of…

PayPal mobile

Bank trust is at an all time low

I recently hosted a meeting of financial market players to talk about how to rebuild trust in banking.  It was an interesting evening, with most of the attendees accepting that trust in banks was at an al-time low.  But how low is an all-time low?  Well, it’s pretty low according to Edelman.  Edelman are the…

Severe drop in trust in banks

Bank trust is at an all time low

I recently hosted a meeting of financial market players to talk about how to rebuild trust in banking.  It was an interesting evening, with most of the attendees accepting that trust in banks was at an al-time low.  But how low is an all-time low?  Well, it’s pretty low according to Edelman.  Edelman are the…

Severe drop in trust in banks

Money is meaningless

I’ve blogged and presented about this subject many times before, so rather than repeating all that, here’s a summation with a new twist. Money is meaningless because we no longer deal in money. When we use the word money, most of us would envisage some brand new shiny, crisp notes coming out of a cash machine,…

Cash

In deep waters

Back to reality and what’s happening in the world today. I received a bunch of stats and facts from one of my readers last week lookiing at public (governmental) debt across various countries and geographies, and comparing internal debt (money borrowed within country) with external debt (money borrowed from overseas). Here’s the low-down. Surprisingly or…

Biggest debt

Mobile domination: half of all Visa payments will be made by mobile in 2020

The Sunday Times had a specially sponsored section on mobile business this weekend.  The section gave some interesting stats that are worth repeating (just in case you didn’t think mobile payments is big business): 28.2 trillion messages will be sent from mobiles in 2016, up from 15 trillion this year (Source: Juniper Research) 9.4 trillion…

Intelligent Money: Our Future Is Where We Do Not Think About Money, As Our Money Thinks For Us

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