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Barclaycard contactless sticks it to you

I feel like I spend a lot of time these days dissing contactless payments, or at least those that rely on NFC and RFID chip technologies. The reason being that I cannot see why I would want to get something out of my pocket to touch on a terminal – these are actually contact payments,…

Journo's

Why cash works and mobile internet doesn’t

The wireless world of connectivity we live in has risks, and the greatest risk has to be infection of technology. Technology viruses like trojans and man-in-the-middle look mild today, when you see the tsunami of malware that’s out there. Just a year ago, I was saying that banks should offer advice to consumer about security and…

Malware pc

Why cash works and mobile internet doesn’t

The wireless world of connectivity we live in has risks, and the greatest risk has to be infection of technology. Technology viruses like trojans and man-in-the-middle look mild today, when you see the tsunami of malware that’s out there. Just a year ago, I was saying that banks should offer advice to consumer about security and…

Malware pc

A crowdsourced bank mobile app

Today, I read a few headlines that make me sit up and take note. First, the news that China’s just bursting over a billion mobile users.  Yes, China is a big economy with 1.3 billion citizens.  A billion mobile users is big news as it means that almost all Chinese citizens now have access to…

Square

A crowdsourced bank mobile app

Today, I read a few headlines that make me sit up and take note. First, the news that China’s just bursting over a billion mobile users.  Yes, China is a big economy with 1.3 billion citizens.  A billion mobile users is big news as it means that almost all Chinese citizens now have access to…

Square

Football: far more important than trading

This is so good, I had to extract if for the blog in its own right. Yesterday, I spotted a headline in the Daily Telegraph: “UK traders less distracted than German counterparts during World Cup”. The article discusses a report published by the European Central Bank on Monday that provide in-depth analysis of global trading patterns…

Capello

£ $ € ¥ …元/圆: the Rise of Renminbi

We have a continual dialogue about Renminbi (RMB), or Chinese Yuan (CNY) if you prefer.  What’s the difference?  Well, Remnimbi is the proper term for the Chinese currency, as is referring to UK currency as the Pound Sterling and the American currency as the Dollar; whilst Yuan is the more colloquial term for Remnimbi, and…

What the Facebook IPO means for banks

I haven’t written much about social media lately.  The reason is that it’s now mainstream and dull.  When you're scanning future views, you’re not as bothered about Facebook and Twitter when everyone’s familiar with and using such services. Facebook's pervasiveness is well illustrated by the Facebook IPO  announcement, which gave a raft of good stats about how…

100 signatures

What the Facebook IPO means for banks

I haven’t written much about social media lately.  The reason is that it’s now mainstream and dull.  When you're scanning future views, you’re not as bothered about Facebook and Twitter when everyone’s familiar with and using such services. Facebook's pervasiveness is well illustrated by the Facebook IPO  announcement, which gave a raft of good stats about how…

100 signatures

Consumers will pay for better online banking

PwC conducted research with almost 3,000 banking customers from a range of segments across markets to discover their expectations of banking in the digital age. They selected both emerging and developing markets including China, India, Mexico and the UAE, as well as developed markets like the UK, Canada, France and Poland. The research revealed that…

PWC PIC1

Intelligent Money: Our Future Is Where We Do Not Think About Money, As Our Money Thinks For Us

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