Chris Skinner's blog

Shaping the future of finance

Payments

Mobile’s time has come

It’s the Mobile World Congress week this week, so everyone’s talking about mobile. In our space, the big announcements came from MasterCard and Visa. MasterCard launched a digital wallet in a joint venture with mFoundry, whilst Visa announced an NFC partnership with Samsung. MasterCard’s digital wallet is called MasterPass.  In effect, it is the launch of…

PayPal mobile

Mobile’s time has come

It’s the Mobile World Congress week this week, so everyone’s talking about mobile. In our space, the big announcements came from MasterCard and Visa. MasterCard launched a digital wallet in a joint venture with mFoundry, whilst Visa announced an NFC partnership with Samsung. MasterCard’s digital wallet is called MasterPass.  In effect, it is the launch of…

PayPal mobile

A new currency payment system is about to explode

Before leaving the subject of , personalisation and virtualisation, there’s one last area that is worth delving into. This one came up when I was working on my latest iteration of the way in which money is evolving, and I have the firm belief that the exchange of value digitally will be as, if not…

Flooz_354107

A new currency payment system is about to explode

Before leaving the subject of , personalisation and virtualisation, there’s one last area that is worth delving into. This one came up when I was working on my latest iteration of the way in which money is evolving, and I have the firm belief that the exchange of value digitally will be as, if not…

Flooz_354107

Don’t forget socialisation and gamification: tomorrow’s banking today

Building upon the discussions about personalisation and virtualisation, these are important.  In fact, as I’ve mentioned before, personalised, virtualised in real-time on my mobile is PFM-squared (does any of that last sentence make any sense?). So then I was recently asked to address a conference with a mix of banks from all sectors, and to give…

Don’t forget socialisation and gamification: tomorrow’s banking today

Building upon the discussions about personalisation and virtualisation, these are important.  In fact, as I’ve mentioned before, personalised, virtualised in real-time on my mobile is PFM-squared (does any of that last sentence make any sense?). So then I was recently asked to address a conference with a mix of banks from all sectors, and to give…

If you didn’t think a payments revolution was taking place, think again

If you didn't think there was a payments revolution taking place, then think again as dealmaking websites like Groupon, Living Social and Huddlebuy have been pushing payments systems.  It makes startling and notable change when you see consumer-based services pushing merchant and business based services at low cost. First there was my free deal for…

IZettle

If you didn’t think a payments revolution was taking place, think again

If you didn't think there was a payments revolution taking place, then think again as dealmaking websites like Groupon, Living Social and Huddlebuy have been pushing payments systems.  It makes startling and notable change when you see consumer-based services pushing merchant and business based services at low cost. First there was my free deal for…

IZettle

Money is meaningless

I’ve blogged and presented about this subject many times before, so rather than repeating all that, here’s a summation with a new twist. Money is meaningless because we no longer deal in money. When we use the word money, most of us would envisage some brand new shiny, crisp notes coming out of a cash machine,…

Cash

Sexist Barclaycard ad alienates customers

I've worked for American firms during my main working life, just as we saw the rise of political correctness (PC) and the PC-police. It got to the stage where you couldn't even say "I like your new hairstyle", without falling foul of the PC-police (I know, as one of my male colleagues in Chicago got…