Chris Skinner's blog

Shaping the future of finance

Payments

Over half of corporates have no SEPA idea

It’s interesting that we’re now less than a year away from SEPA’s end date for the Eurozone and so people are saying to me that SEPA doesn’t matter so much as a discussion point anymore. This is because the banks have got it nailed. Really? What about the corporate customers of the banks? They also…

SEPA Infographic

I just got this infographic on SEPA from Misys and thought it worth sharing (doubleclick for larger version).  Nice!

SEPA Infographic_FINAL

SEPA Infographic

I just got this infographic on SEPA from Misys and thought it worth sharing (doubleclick for larger version).  Nice!

SEPA Infographic_FINAL

The latest stats on Bitcoin

I’ve written a lot about Bitcoin over the last year: Is Bitcoin the future of money … or are we smoking dope?  (October 2011) Bitcoin: immersive or subversive? (January 2012) You should take Bitcoin seriously (September 2012) A new currency payment system is about to explode (February 2013) But had a sanity check when looking…

Bitcoin tx per day

Mobile’s time has come

It’s the Mobile World Congress week this week, so everyone’s talking about mobile. In our space, the big announcements came from MasterCard and Visa. MasterCard launched a digital wallet in a joint venture with mFoundry, whilst Visa announced an NFC partnership with Samsung. MasterCard’s digital wallet is called MasterPass.  In effect, it is the launch of…

PayPal mobile

Mobile’s time has come

It’s the Mobile World Congress week this week, so everyone’s talking about mobile. In our space, the big announcements came from MasterCard and Visa. MasterCard launched a digital wallet in a joint venture with mFoundry, whilst Visa announced an NFC partnership with Samsung. MasterCard’s digital wallet is called MasterPass.  In effect, it is the launch of…

PayPal mobile

A new currency payment system is about to explode

Before leaving the subject of , personalisation and virtualisation, there’s one last area that is worth delving into. This one came up when I was working on my latest iteration of the way in which money is evolving, and I have the firm belief that the exchange of value digitally will be as, if not…

Flooz_354107

A new currency payment system is about to explode

Before leaving the subject of , personalisation and virtualisation, there’s one last area that is worth delving into. This one came up when I was working on my latest iteration of the way in which money is evolving, and I have the firm belief that the exchange of value digitally will be as, if not…

Flooz_354107

Don’t forget socialisation and gamification: tomorrow’s banking today

Building upon the discussions about personalisation and virtualisation, these are important.  In fact, as I’ve mentioned before, personalised, virtualised in real-time on my mobile is PFM-squared (does any of that last sentence make any sense?). So then I was recently asked to address a conference with a mix of banks from all sectors, and to give…

Don’t forget socialisation and gamification: tomorrow’s banking today

Building upon the discussions about personalisation and virtualisation, these are important.  In fact, as I’ve mentioned before, personalised, virtualised in real-time on my mobile is PFM-squared (does any of that last sentence make any sense?). So then I was recently asked to address a conference with a mix of banks from all sectors, and to give…