Chris Skinner's blog

Shaping the future of finance

Payments

What’s in a Treasurer’s Head?

I presented a keynote at the Association of Corporate Treasurers (ACT) conference in London the other day … … and it was interesting. Various discussions about all sorts of things you would expect – FX Hedging, Eurozone exposures, Basel III, counterparty risks, liquidity, leverage, etc – and a few you don’t hear about so often –collateralisation…

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What’s in a Treasurer’s Head?

I presented a keynote at the Association of Corporate Treasurers (ACT) conference in London the other day … … and it was interesting. Various discussions about all sorts of things you would expect – FX Hedging, Eurozone exposures, Basel III, counterparty risks, liquidity, leverage, etc – and a few you don’t hear about so often –collateralisation…

429078_244873758923007_136280259782358_533783_1739108623_n

Is SEPA Happening and Does It Matter?

We had our annual pantomime debate at the Financial Services Club this week, with a classical Oxford style debate about whether SEPA, the Single Euro Payments Area, matters or not. This year, with the backdrop of the Eurozone implosion, the debate was far livelier than usual, with a lot of spicy discussion about countries defaulting,…

SEPA debate1

Is SEPA Happening and Does It Matter?

We had our annual pantomime debate at the Financial Services Club this week, with a classical Oxford style debate about whether SEPA, the Single Euro Payments Area, matters or not. This year, with the backdrop of the Eurozone implosion, the debate was far livelier than usual, with a lot of spicy discussion about countries defaulting,…

SEPA debate1

Bitcoin: immersive or subversive?

I’ve written a few bits about Bitcoin but it still confuses folks, as was clear from the debate we had about it at the Financial Services Club the other night. Donald Norman, co-founder of the Bitcoin Consultancy, presented the latest state of play in the currency … … and it led to one of the liveliest…

Donald Norman1

Who the hell needs biometrics in banking?

Biometrics isn’t discussed that much at banking conferences these days. Most of the time, when I raise the topic, there’s a groan from the banking audience. “Oh, been there, done that.” The usual view is that biometrics doesn’t work.  It’s too flakey.  Too many false positives and false negatives, as in it doesn’t read the…

2012: a bank technology outlook

What’s hot in tech in 2012 is a continuation of what’s hot in tech in 2011: cloud, smartphones, tablet PCs, contactless mobile and more. Rather than just repeating all that again, let’s be more specific: Contactless mobile will reach a tipping point in retail payments Social media will become a core communications tool PFM, combined…

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2012: a bank technology outlook

What’s hot in tech in 2012 is a continuation of what’s hot in tech in 2011: cloud, smartphones, tablet PCs, contactless mobile and more. Rather than just repeating all that again, let’s be more specific: Contactless mobile will reach a tipping point in retail payments Social media will become a core communications tool PFM, combined…

Frictionlesshownfcisgoingtochangetheworldnfc_4e5faebe3a4d4 (1)

As my SEPA gently weeps …

I hosted a dinner last night with a focus upon developments with SEPA and innovation. What innovations has SEPA introduced? Long silence. To be honest, there are some – the ability to cash concentrate direct debits into the most efficient countries using SDDs (SEPA Direct Debits) for example –but the list is real short. We…

As my SEPA gently weeps …

I hosted a dinner last night with a focus upon developments with SEPA and innovation. What innovations has SEPA introduced? Long silence. To be honest, there are some – the ability to cash concentrate direct debits into the most efficient countries using SDDs (SEPA Direct Debits) for example –but the list is real short. We…