Chris Skinner's blog

Shaping the future of finance

Payments

The best mobile financial videos on the Web

During the conference yesterday, several presenters used video clips to illustrate the range of mobile payments options there are today. One of the longest and most comprehensive is a reworking of Microsoft’s Retail Banking Vision, which originally focused upon branch automation, to a mobile and branch version produced in association with BNP Paribas. It’s a good…

Mobile banking and PFM is so last decade

Another conference focused upon financial innovation today, and all the talk is about mobile stuff, Google Wallets, mobile stuff, Banksimple, mobile stuff and Movenbank. I’m regularly stressing today that we must:: stop talking about mobile; and talk about the point-of-life. First, stop talking about mobile stuff. The fixation with mobile is because it’s finally come…

Australian Bank launches mobile innovation

Whilst Bendigo Bank in Australia is worried about Google and PayPal, Commonwealth Bank responded this morning by launching the first really innovative mobile app for payments that I've seen since BBVA's Strands. The app is called "Kaching", and allows users to pay with NFC and Facebook to almost anyone. On the bank's website, the key…

Australian Bank launches mobile innovation

Whilst Bendigo Bank in Australia is worried about Google and PayPal, Commonwealth Bank responded this morning by launching the first really innovative mobile app for payments that I've seen since BBVA's Strands. The app is called "Kaching", and allows users to pay with NFC and Facebook to almost anyone. On the bank's website, the key…

Is Bitcoin the future of money … or are we smoking dope?

Talking with some of the Financial Services Club sponsors last week, it is clear that there is still a debate raging about the future of cash.  Like the future of branches, which both Brett King and I discuss endlessly, cash is one of the other traditional bastions of the old guard of financial servicing. Yet…

Bitcoin

Is Bitcoin the future of money … or are we smoking dope?

Talking with some of the Financial Services Club sponsors last week, it is clear that there is still a debate raging about the future of cash.  Like the future of branches, which both Brett King and I discuss endlessly, cash is one of the other traditional bastions of the old guard of financial servicing. Yet…

Bitcoin

Virtual currencies will be the next wave of change

At #Eurofinance2011, I chaired another panel on innovations in payment channels with MasterCard, Coca-Cola and the UN World Food Programme. My opening piece talked about mobile channels and a lot about virtual currencies, including Facebook Credits, Ven Currency and Bitcoin. The mobile stuff garnered lots of nods and acceptance; the latter on virtual currencies seemed…

20111008_SRM111

Virtual currencies will be the next wave of change

At #Eurofinance2011, I chaired another panel on innovations in payment channels with MasterCard, Coca-Cola and the UN World Food Programme. My opening piece talked about mobile channels and a lot about virtual currencies, including Facebook Credits, Ven Currency and Bitcoin. The mobile stuff garnered lots of nods and acceptance; the latter on virtual currencies seemed…

20111008_SRM111

Do banks know their customer?

So I’ve just finished a mainstream keynote debate at #Eurofinance2011 in Rome about bank to corporate relationships. My role was to moderate a panel of six key industry players, three from corporations: Debbie Millar: Group Executive – Treasury, Funding and Investor Relations, MTN Group, South Africa Darsh Johal: Head of Global Cash Management, Shell Treasury Centre,…

Do banks know their customer?

So I’ve just finished a mainstream keynote debate at #Eurofinance2011 in Rome about bank to corporate relationships. My role was to moderate a panel of six key industry players, three from corporations: Debbie Millar: Group Executive – Treasury, Funding and Investor Relations, MTN Group, South Africa Darsh Johal: Head of Global Cash Management, Shell Treasury Centre,…