Chris Skinner's blog

Shaping the future of finance

Payments

The Biometric Debate

In case any of you have missed it, I’m enjoying a knock-out discussion with Stephen Wilson. Stephen decided to take me to task over my contention that governments will force us into biometric banking. That started over here in mid-June. Over the weekend, Stephen then moved the debate to this entry on Finextra. I will…

MT202 cover payments? What the heck are they?

I was looking through notes of a banker friend, who was making a presentation on the key trends in payments for the next two years last week,and one of the stand-out lines was: “The Implementation of SWIFT MT202 Cover Payments” It piqued my interest as I had not heard people discussing this in many other…

MT202 cover payments? What the heck are they?

I was looking through notes of a banker friend, who was making a presentation on the key trends in payments for the next two years last week,and one of the stand-out lines was: “The Implementation of SWIFT MT202 Cover Payments” It piqued my interest as I had not heard people discussing this in many other…

Tipit provides payments on Twitter

After my blog entry about Germany losing Euro 2008 due to Twitter,  Techcrunch are reporting a new service, Tipit, that allows you to make payments with Twitter.  It actually doesn’t though … it just sends you a message to send the money you promised via PayPal.  Even so, money via social apps are growing rapidly. …

Tipit provides payments on Twitter

After my blog entry about Germany losing Euro 2008 due to Twitter,  Techcrunch are reporting a new service, Tipit, that allows you to make payments with Twitter.  It actually doesn’t though … it just sends you a message to send the money you promised via PayPal.  Even so, money via social apps are growing rapidly. …

GSMA and EPC announce agreement on mobile payments

Following yesterday’s dialogue about the long tail of banking being mobile focused, the EPC and GSMA announced a cooperative agreement for mobile payments this week.  Here’s the press release: GSMA Press Release 2008 GSMA Teams Up With European Payments Council Alliance will accelerate deployment of mobile payment services 30th June 2008, London: The GSMA, the…

GSMA and EPC announce agreement on mobile payments

Following yesterday’s dialogue about the long tail of banking being mobile focused, the EPC and GSMA announced a cooperative agreement for mobile payments this week.  Here’s the press release: GSMA Press Release 2008 GSMA Teams Up With European Payments Council Alliance will accelerate deployment of mobile payment services 30th June 2008, London: The GSMA, the…

The Long Tail of Banking

Aneace Haddad has asked me to explain more about my idea of a Long Tail in Banking.   The Long Tail in banking would be a mass market of niche microgroups that incur no cost overheads to manage but, for each transaction, creates a small profit. As the mass of niche transactions build, the small…

The Long Tail of Banking

Aneace Haddad has asked me to explain more about my idea of a Long Tail in Banking.   The Long Tail in banking would be a mass market of niche microgroups that incur no cost overheads to manage but, for each transaction, creates a small profit. As the mass of niche transactions build, the small…

PayPal’s Tenth Anniversary

I wrote an indepth analysis eighteen months ago about PayPal’s 100 months birthday and now they’re celebrating their official tenth anniversary, so I thought I would add a small addendum. Although I say it’s a small addendum, it’s quite an interesting one. Basically, I was updating some old slides about PayPal and thought that I…