Payments

You may not have realised it, but today is Europe Day. In the UK, we took especial notice of Europe Day by not mentioning it in the news, not talking about it on TV, not referring to it on the radio and avoiding any reference to it in the newspapers. However, there are some things…

You may not have realised it, but today is Europe Day. In the UK, we took especial notice of Europe Day by not mentioning it in the news, not talking about it on TV, not referring to it on the radio and avoiding any reference to it in the newspapers. However, there are some things…

If payments is just transferring a file electronically between a sender and a recipient these days, why is it so darned complicated? Bearing in mind, the internet connects everyone and everything electronically, how come we have so many disparate payments infrastructures? From retail to wholesale payments, clearing and settlement, we do have a bit of…

This was a comment I made during a panel at the ACT Conference in Edinburgh, where I joined esteemed speakers in a BBC Question Time style debate, chaired by Andrew Neil, the political journalist and writer. The other speakers on the panel were: Angela Knight CBE, CEO, British Bankers’ Association;  Robert Waugh, Head of UK…

I’ve been reading a range of articles about the next generation internet, or the semantic web as it is called by those in the trade. Semantic is a method of looking for the meaning and relationships between things, and the semantic web effectively moves us away from files and downloads to databases and integration. In…

Unlike some of the sceptics about SEPA, I believe we are finally getting there. There’s still a long road ahead – the SEPA Direct Debits (SDD), the Payment Services Directive, effective card schemes using the SEPA Card Framework (SCF), D+1 and more still need to be implemented – but we are heading in the right…

With Faster Payments going live on 27th May, the question the banks are really struggling with is how to make money. FPS means that banks no longer make money on their float, as we are talking D. Not D+1, 2 or 3 or more. Just D, as in Just Do It and Do It Now. …

With Faster Payments going live on 27th May, the question the banks are really struggling with is how to make money. FPS means that banks no longer make money on their float, as we are talking D. Not D+1, 2 or 3 or more. Just D, as in Just Do It and Do It Now. …

I was honoured today to join a panel at the Digital Money Forum of global bloggers, all of whom I think deliver great value to our industry. First was Dave Birch of Consult Hyperion. Dave runs the Digital Money Forum and the Digital Money Blog. He’s a regular blogger on new payment systems, especially areas…

I was honoured today to join a panel at the Digital Money Forum of global bloggers, all of whom I think deliver great value to our industry. First was Dave Birch of Consult Hyperion. Dave runs the Digital Money Forum and the Digital Money Blog. He’s a regular blogger on new payment systems, especially areas…