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Payments

Visa’s IPO strips to the core

Now that Visa have IPO’d and the execs and banks are profiting from the rocketing share price, the firm has decided to push the limits further by stripping their products down to the basics for their latest TV campaign.

Numbers, Part Eleven: Mobile and Cellphones

More numbers, and I was fascinated to see a presentation from O2, the UK mobile service, the other day where they held up a few numbers that are fairly staggering.  In the UK: 15% of people are dumped by a girl or boyfriend via an SMS text message; O2 sold their first iPhone at 6:02…

Numbers, Part Eleven: Mobile and Cellphones

More numbers, and I was fascinated to see a presentation from O2, the UK mobile service, the other day where they held up a few numbers that are fairly staggering.  In the UK: 15% of people are dumped by a girl or boyfriend via an SMS text message; O2 sold their first iPhone at 6:02…

Avoid identity theft – get a hamster

In the world of daft inventions, here’s a great new one: the hamster shredder. No, it’s not a machine for grinding wee hammy into pulp, but a document shredder driven by hamster power. The idea is that you get rid of your sensitive documents by putting them in the slot on top of the shredder,…

Credit crunch good news for social lending?

Prompted by the newsletter, Payment News from Glenbrook Partners, I had a look at The Wall Street Journal which ran a fascinating column today. The implication is that the lack of credit availability in the USA is forcing folks to go onto Proper, Zopa and the like to get cash.  Could the banking industry’s subprime…

Technology strategy is the bank strategy

In banks today, technology strategy is the essence of business strategy.  In capital markets, where algorithmic trading analytics can make the difference between success and failure, technology is critical to competitiveness.  If you cannot compete with another bank’s new derivatives capabilities, which are driven by technical excellence, you might as well give up the ghost. …

Technology strategy is the bank strategy

In banks today, technology strategy is the essence of business strategy.  In capital markets, where algorithmic trading analytics can make the difference between success and failure, technology is critical to competitiveness.  If you cannot compete with another bank’s new derivatives capabilities, which are driven by technical excellence, you might as well give up the ghost. …

Technology strategy is the bank strategy

In banks today, technology strategy is the essence of business strategy.  In capital markets, where algorithmic trading analytics can make the difference between success and failure, technology is critical to competitiveness.  If you cannot compete with another bank’s new derivatives capabilities, which are driven by technical excellence, you might as well give up the ghost. …

Bank technologies are obsolete the day you buy them

I have had the contention for a while that Technology needs to be seen as disposable.  The day you buy it, it is out-of-date.  No sooner do you invest in new technology, than you find your investment is obsolete.    It has always been this way ever since the PC revolution took over.  Should I…

Bank technologies are obsolete the day you buy them

I have had the contention for a while that Technology needs to be seen as disposable.  The day you buy it, it is out-of-date.  No sooner do you invest in new technology, than you find your investment is obsolete.    It has always been this way ever since the PC revolution took over.  Should I…

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