Chris Skinner's blog

Shaping the future of finance

Payments

Avoid identity theft – get a hamster

In the world of daft inventions, here’s a great new one: the hamster shredder. No, it’s not a machine for grinding wee hammy into pulp, but a document shredder driven by hamster power. The idea is that you get rid of your sensitive documents by putting them in the slot on top of the shredder,…

Credit crunch good news for social lending?

Prompted by the newsletter, Payment News from Glenbrook Partners, I had a look at The Wall Street Journal which ran a fascinating column today. The implication is that the lack of credit availability in the USA is forcing folks to go onto Proper, Zopa and the like to get cash.  Could the banking industry’s subprime…

Technology strategy is the bank strategy

In banks today, technology strategy is the essence of business strategy.  In capital markets, where algorithmic trading analytics can make the difference between success and failure, technology is critical to competitiveness.  If you cannot compete with another bank’s new derivatives capabilities, which are driven by technical excellence, you might as well give up the ghost. …

Technology strategy is the bank strategy

In banks today, technology strategy is the essence of business strategy.  In capital markets, where algorithmic trading analytics can make the difference between success and failure, technology is critical to competitiveness.  If you cannot compete with another bank’s new derivatives capabilities, which are driven by technical excellence, you might as well give up the ghost. …

Technology strategy is the bank strategy

In banks today, technology strategy is the essence of business strategy.  In capital markets, where algorithmic trading analytics can make the difference between success and failure, technology is critical to competitiveness.  If you cannot compete with another bank’s new derivatives capabilities, which are driven by technical excellence, you might as well give up the ghost. …

Bank technologies are obsolete the day you buy them

I have had the contention for a while that Technology needs to be seen as disposable.  The day you buy it, it is out-of-date.  No sooner do you invest in new technology, than you find your investment is obsolete.    It has always been this way ever since the PC revolution took over.  Should I…

Bank technologies are obsolete the day you buy them

I have had the contention for a while that Technology needs to be seen as disposable.  The day you buy it, it is out-of-date.  No sooner do you invest in new technology, than you find your investment is obsolete.    It has always been this way ever since the PC revolution took over.  Should I…

Visualise your virus

Most of us are fearful of virus, malware and phishing, especially in the financial industry.  Therefore, I was pleased to see a way to make our fears become reality by the online security firm Messagelabs.  Messagelabs has visualised these online security threats into art and you can checkout this lot at their art gallery, which…

Visualise your virus

Most of us are fearful of virus, malware and phishing, especially in the financial industry.  Therefore, I was pleased to see a way to make our fears become reality by the online security firm Messagelabs.  Messagelabs has visualised these online security threats into art and you can checkout this lot at their art gallery, which…

The Supply Chainsaw Massacre

As those who deal with me in my work as Balatro know, I’m a one-man band.  I gain most of my knowledge by conferencing, networking, meeting, consulting and drinking with bankers and technologists through the Financial Services Club, and all the other events I speak, chair and present at.  Why am I telling you this? …