Chris Skinner's blog

Shaping the future of finance

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The Finanser’s Week: 23rd January – 29th January 2023

This week’s main blog discussions include … ISO 20022 … or is it ISO 20023 … 20024 … 20025? Anyone who has attended a Sibos conference or similar payments meeting will have heard the buzz about ISO 20022 for years. The idea is that this will unite the global banking industry with a new standard…

This week’s FU!

This week we welcomed Ghela Boskovich as guest judge. Enjoy! Links to stuff we spoke about:- The wise guy might have been wrong about Apple buying Stripe but if they don’t IPO then someone might be able to soon as they explore future options Bank of America, Wells Fargo, JP Morgan and 4 other banks working together???…

Things worth reading: 27th January 2023

Things we’re reading today include … Stripe Hires Investment Banks to Explore Public Listing Brazil is undergoing a fintech revolution Surge in current account customers ditching and switching their bank Edinburgh based TSB bank posts higher profits and says borrowers coping well for now Lloyds’ newly formed fintech investment team has just made its third…

Things worth reading: 26th January 2023

Things we’re reading today include … Celebrities call on UK banks to stop financing new oil, gas and coalfields Cost of living: Cash bonuses behind record number of bank switches Sweeping Crypto Regulation? First Update the Bank Secrecy Act Goldman Sachs signals partial retreat from consumer banking How to harness Open Banking as a fintech…

Things worth reading: 25th January 2023

Things we’re reading today include … The Crypto Industry’s Favorite Bank Is in Deep Trouble Aramco-backed fintech opens bank branch in London to help Muslims invest Banks demand deep changes to UK’s accountability rules Six fintech ideas VCs want you to pitch in 2023 Fintech app Plum expands into five European countries Binance holds token…

Things worth reading: 24th January 2023

Things we’re reading today include … Usain Bolt missing $12.8 million from investment account in Jamaica, his lawyer says North Korea behind $100m crypto theft, FBI says Royal Bank of Canada innovates from the inside out Bank Of America’s And Chase’s Digital Wallet Is DOA (Delusional On Announcement) Signature Bank Responds to Inaccuracies in Wall…

Things worth reading: 23rd January 2023

Things we’re reading today include … Banks prepare for deepest job cuts since the financial crisis ‘It will affect all of us’: how bank closures have hit one UK town Illegal migrants crackdown will block bank accounts, rented homes and driving licences Payments remain the darling of the fintech space Bank of Japan’s policy tweak…

The Finanser’s Week: 16th January – 22nd January 2023

This week’s main blog discussions include … Just when you think that crypto has failed … Just when you think that cryptocurrencies are unregulated and ridiculous, the industry spends four years to work out a set of standards to ensure trust. Who would have thought it Has crypto failed? I’ve enjoyed the rise and rise…

Things worth reading: 20th January 2023

Things we’re reading today include … Some US banks “too big to manage”, OCC head warns Davos 2023: Global bank chiefs get FBI cybersecurity update Digital Banking Readiness is Top Priority in 2023 Fintech in 2022: A story of falling funding, fewer unicorns and insurtech M&A A lot of fintechs ‘have to fix their business…

Things worth reading: 19th January 2023

Things we’re reading today include … JP Morgan’s Chase UK fastest growing fintech app in 2022 Crypto Lender Genesis Is Preparing to File for Bankruptcy Within Days A Bank of America Glitch Sent Customers Into a Panic Over Missing Funds Bank of America CEO says new ESG rules are needed to reboot capitalism Can central…