Chris Skinner's blog

Shaping the future of finance

Regulation

Banks take IT efficiency gains in bonus payments

As mentioned, we had a keynote presentation at the Financial Services Club from Andrew Haldane, Executive Director responsible for Financial Stability with the Bank of England, last week. The presentation was delivered under the Chatham House Rule, so I cannot say too much about what Andy covered, but there was a theme throughout that may…

Legend

‘Whiner Dimon’, and why consumers are just as important as regulators

Talking with a friend this week, they said that they had found my blog entries a little over the top lately.  “Calm down”, she said, “and stop being a rebel without a cause.” But that’s where she’s wrong. I am a rebel (?) with a cause: the disruption of banking as we know it. Now…

JPMorgan

CRD 4, Basel 3 – does that mean CRD wins?

I’ve been getting around a bit this week.  Having had long conversations with cybersecurity experts, I’ve also been having long conversations with treasurers. Many of them. Many of them, mainly with the world’s largest corporations. And it’s been interesting, as they all share one over-riding common concern. Regulations. Now I thought bankers were the only…

CRD 4, Basel 3 – does that mean CRD wins?

I’ve been getting around a bit this week.  Having had long conversations with cybersecurity experts, I’ve also been having long conversations with treasurers. Many of them. Many of them, mainly with the world’s largest corporations. And it’s been interesting, as they all share one over-riding common concern. Regulations. Now I thought bankers were the only…

Facebook’s IPO makes Wall Street redundant

I’ve spent my life working with banks and technology firms, trying to align technology with business strategy and vice versa. And yet it was only yesterday that I realised that these two industries are ripping each other apart. The fact is that banking was managed in a risk averse way for centuries through diligent book-keeping…

Facebook’s IPO makes Wall Street redundant

I’ve spent my life working with banks and technology firms, trying to align technology with business strategy and vice versa. And yet it was only yesterday that I realised that these two industries are ripping each other apart. The fact is that banking was managed in a risk averse way for centuries through diligent book-keeping…

Bringing light to the shadows

Since the financial crisis hit, there has been a regulatory spotlight shining on the whole of the banking sector.  That light is now trying to bring vision to the shadow banking sector.  Will it succeed?  The European Commission is trying to close regulatory gaps that may allow risks from shadow banking to amass in the…

Bringing light to the shadows

Since the financial crisis hit, there has been a regulatory spotlight shining on the whole of the banking sector.  That light is now trying to bring vision to the shadow banking sector.  Will it succeed?  The European Commission is trying to close regulatory gaps that may allow risks from shadow banking to amass in the…

The next major financial crisis will be in 2045 (presentation)

I was asked to keynote at the ISITC 18th Annual Industry Forum & Vendor Show in Boston this week. Knowing that it’s always important to pull the chain a little bit, I put forward the title: “The next mega global financial crisis will be in 2045”. This was based upon an earlier blog, where I…

2045_1

Do you want to sort out the barriers to Clearing & Settlement?

This week saw the inaugural meeting of the Clearing & Settlement Working Group (CAS-WG), which was well attended by over 100 industry figures from all parts of the investment markets and hosted at BT’s City Head Office in St Paul’s (BT are the first sponsor of the CAS-WG). The CAS-WG has been initiated by the…

CAS-WG1

Chris Skinner Keynote, April 2025, Europe

Intelligent Money: Our Future Is Where We Do Not Think About Money, As Our Money Thinks For Us

What is the future?

Learn more

Learn more about Chris

About Chris Skinner

The Past, Present And Future Of Banking, Finance And Technology

Fintech expert Chris Skinner: countries need digital transformation to remain competitive

Join me on Linkedin

Follow Me on X!

Hire Chris Skinner for dinners, workshops and more

Learn directly from from one of the most influential people in technology, gain insights from the world's most innovative companies, and build a global network.

Chris’s latest book

Order now

Chris Skinner’s ‘Intelligent Money’ Book Launch Event

Top 30 Regtech Blogs

Top 40 UK Fintech Blogs

Lifetime Achievement Award

Kids creating the future bank | TEDxAthens

Alex at the Financial Services

Gaping Void's Hugh MacLeod worked with the Finanser