Chris Skinner's blog

Shaping the future of finance

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Bradford & Bingley’s trials and tribulations

Speaking of Bradford & Bingley (B&B), I got into trouble this week.  You see, they're a bank that's heavily exposed to the mortgage market in Britain and, as mentioned in my last post, they have a £40 billion mortgage book with most of it in buy-to-let (landlords) and self-certification markets.   But they also have…

Bradford & Bingley’s trials and tribulations

Speaking of Bradford & Bingley (B&B), I got into trouble this week.  You see, they're a bank that's heavily exposed to the mortgage market in Britain and, as mentioned in my last post, they have a £40 billion mortgage book with most of it in buy-to-let (landlords) and self-certification markets.   But they also have…

Who’s next?

It’s been a strange week, which is why I’ve only been intermittently blogging.  For example, a visit to the countryside proved a challenge.  There I was in a small village in Suffolk, with only one internet access point: the Library.  And the library would not accept any USB stick usage, so the post I’d written…

Ken Lee

It’s late at night and I’m going to bed … but just as I’m finished for the evening, someone has sent me this clip on YouTube of Bulgarian Pop Idol (?!) where a young lady has become a superstar with Mariah Carey’s famous song "Ken Lee".  Superb.

Ken Lee

It’s late at night and I’m going to bed … but just as I’m finished for the evening, someone has sent me this clip on YouTube of Bulgarian Pop Idol (?!) where a young lady has become a superstar with Mariah Carey’s famous song "Ken Lee".  Superb.

Ken Lee

It’s late at night and I’m going to bed … but just as I’m finished for the evening, someone has sent me this clip on YouTube of Bulgarian Pop Idol (?!) where a young lady has become a superstar with Mariah Carey’s famous song "Ken Lee".  Superb.

Ken Lee

It’s late at night and I’m going to bed … but just as I’m finished for the evening, someone has sent me this clip on YouTube of Bulgarian Pop Idol (?!) where a young lady has become a superstar with Mariah Carey’s famous song "Ken Lee".  Superb.

Why some banks do themselves no favours

I don’t like to use this blog to whinge, moan or rant, but I found an issue during a mortgage transfer and think this letter speaks for itself: Dear sirs Attached is my payment for the arrangement fee of our mortgage transfer.  In your mortgage documentation section 8, it states I have to pay the…

Why some banks do themselves no favours

I don’t like to use this blog to whinge, moan or rant, but I found an issue during a mortgage transfer and think this letter speaks for itself: Dear sirs Attached is my payment for the arrangement fee of our mortgage transfer.  In your mortgage documentation section 8, it states I have to pay the…

Why some banks do themselves no favours

I don’t like to use this blog to whinge, moan or rant, but I found an issue during a mortgage transfer and think this letter speaks for itself: Dear sirs Attached is my payment for the arrangement fee of our mortgage transfer.  In your mortgage documentation section 8, it states I have to pay the…