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Freddie, Fannie, Johnny and Sam
Over the weekend were the frightening reports of the American mortgage industry facing collapse, as IndyMac moved into administration, followed by the departure of shareholders from Freddie Mac and Fannie Mae faster than rats from a sinking ship. Freddie and Fannie’s share price was down 20% on the week, raising the spectre of the Fed…
The Paranoid Banker
I was amused to hear the comment this week that bankers aren’t paranoid enough. The comment was made in the context that bankers do not believe things change very fast, so why should they be concerned about change? The markets move in their own time, infrastructure is hard to change, long-term investments are just that:…
Solving the Greenhouse Gas issue
At a presentation this week, someone said that computers emit more greenhouse gases than the airline industry as a whole. About 4% of all gases are from the IT industry apparently. Cows emit more gas than computers however. The numbers are horrific: at any time, 23 million cows are grazing across Europe between 9% and…

Solving the Greenhouse Gas issue
At a presentation this week, someone said that computers emit more greenhouse gases than the airline industry as a whole. About 4% of all gases are from the IT industry apparently. Cows emit more gas than computers however. The numbers are horrific: at any time, 23 million cows are grazing across Europe between 9% and…

Solving the Greenhouse Gas issue
At a presentation this week, someone said that computers emit more greenhouse gases than the airline industry as a whole. About 4% of all gases are from the IT industry apparently. Cows emit more gas than computers however. The numbers are horrific: at any time, 23 million cows are grazing across Europe between 9% and…

The Schizophrenic Banker
Yesterday was a day full of interesting dialogue about retail banking. Much of the discussion was focused upon future revolutions in retailing bank services, thanks to technologies such as getting rid of cash through mobile payments, using RFID in branch, virtualisation and transformation of core systems, business continuity, Banking 2.0 with social networking, and so…

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