Uncategorized
Where will banks invest in technology in 2016?
Late last year SourceMedia released findings of a survey of US CIO’s that found the major focus for spending in IT in banks in 2016 would be on security systems. The only area of decreasing spend was on desktops. Interestingly most US bank CIOs will be spending more on branch technologies this year. In a…
The Top 10 challenges for investment banks in 2016
Accenture have produced a nice infographic and more, detailing the top 10 challenges for investment banks in 2016. Due to my limited wifi connectivity, I’ll just give you the headlines here but, if you have time, it’s well worth copying and pasting this link to learn more https://www.accenture.com/us-en/insight-top-ten-challenges-investment-banks-2016.aspx So here’s the top 10, and there’s…
2016 banking predictions
That’s not 2,016 banking predictions, which could be good, but banking predictions for the year 2016. Happy New Year. As is usual at the start of the year, I normally make a bunch of predictions about what will happen in retail, investment and transaction banking … but this year is not usual so I’m not…

2015: Fintech, Fintech, Fintech
Yes, 2015 was the year that the Fintech bubble exploded. It hasn’t burst yet, but it’s clear that Fintech is the word of 2015. Everyone is talking unicorns, start-ups, disruption, Fintech and yet this is nothing new. I often say that I’m only known in the Fintech world because I’ve worked in technology in finance…

2015: putting data in context
The other big trend in 2015 has been the noticeable move of banks away from Big Data to Data Analytics. Some say it’s all about the Small Data, but it’s more about the Context of Data. Contextual Data is what PayPal brought into when they acquired Modest and it’s detail. This year, I’ve been surprised…
Rules, regulations and principles
So we were having a conversation about rules-based versus principles-based regulation. The UK is an advocate of the latter, which some say caused the global financial crisis. I disagree. The global financial crisis was caused by not having a good view of the risk and connectivity between derivatives and their dependencies. The market and credit…
Little today is real-time or near-free … but this will change and here’s why
was recently hired as a keynote for an American client. Those who know me, will know my message. Everything has to be real time and near free, based upon mobile P2P connectivity (real-time) and shared ledger (near free) technologies. This is the theme I use regularly now and I cite examples like an $81 million blockchain…
Who wants to live forever?
Building on yesterday’s blog about aging and the 150-year old humans to come, it really highlights how technology is re-inventing every part of living on Earth. From Fintech to Science to Life Sciences, every aspect of humanity is being turned upside down. We can invent humans from beakers in labs to synthetics in production lines….

Chris Skinner Keynote, April 2025, Europe
Intelligent Money: Our Future Is Where We Do Not Think About Money, As Our Money Thinks For Us
What is the future?

Learn more about Chris
The Past, Present And Future Of Banking, Finance And Technology
Fintech expert Chris Skinner: countries need digital transformation to remain competitive
Join me on Linkedin

Follow Me on X!

Hire Chris Skinner for dinners, workshops and more

Chris’s latest book

Chris Skinner’s ‘Intelligent Money’ Book Launch Event
Lifetime Achievement Award

Kids creating the future bank | TEDxAthens
Alex at the Financial Services

Gaping Void's Hugh MacLeod worked with the Finanser
