Chris Skinner's blog

Shaping the future of finance

The Finanser’s Week: 5th March – 12th March 2023

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This week’s main blog discussions include …

What’s hot and what’s not in FinTech?

I just picked up a long and fascinating article on TechCrunch this week. Unfortunately it’s behind a paywall, but they interview seven leading VC investors in FinTech and asked a whole variety of questions: Many people are calling this a downturn. How has your investment thesis changed over the last year? Are you still closing…

Do we need bank branches? (Part One)

For as long as I can remember, we have had a debate around whether, to be a retailer, you need stores? As a retail bank, do you need branches? The predictions from the early 2000’s have been that branches and stores will close. It’s certainly true that many have. I’ve blogged about this often and probably…

Do we need branches? (Part Two)

Part of the reason why I started debating the point about bank branches is that there are places where you cannot find one for love or money. In many places in the UK now, customers are being forced to make an hour long round trip to get cash or pay in a cheque. Some face a…

Stripe devalued by 75% and Klarna makes unicorn losses!

The fintech bloodbath continues as three really interesting articles came across my desk last week (we discussed them on Fintech Uncut in case you missed it). The first, from Reuters, talked about the valuation of Stripe, my favourite FinTech.

The future ain’t what it used to be

After I posted my banks disappear post, Glenn Stanford replied to me on LinkedIn with a link to this: A history of the future of banking: predictions and outcomes from 2001. It’s a fascinating white paper of things people thought years ago. Here are a few ideas:

This week’s FU!

The news about Silicon Valley Bank is having an impact on banks and markets globally – and it wasn’t even the right answer to a question this week! The team spoke about N26, boiling frogs and Belgians (no, not boiling Belgians!!) and our singing quizmaster was back on form once again (or off-key, depending how…

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Chris M Skinner

Chris Skinner is best known as an independent commentator on the financial markets through his blog,, as author of the bestselling book Digital Bank, and Chair of the European networking forum the Financial Services Club. He has been voted one of the most influential people in banking by The Financial Brand (as well as one of the best blogs), a FinTech Titan (Next Bank), one of the Fintech Leaders you need to follow (City AM, Deluxe and Jax Finance), as well as one of the Top 40 most influential people in financial technology by the Wall Street Journal's Financial News. To learn more click here...

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