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Shaping the future of finance

The Finanser’s Week: 4th December – 10th December 2023

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This week’s main blog discussions include …

How can AI minimise fraud?

Someone came up with the idea of running a series of events called Dinner with Skinner … no idea who would have thought that up … and so I run and moderate many discussions with fintech firms and bankers around the topics chosen by sponsors. The latest one was looking at a key question: how…

60% of UK bank branches have closed in 8 years

I was reading stories over the weekend of hundreds of branch closures planned by banks. This has been forecast for years – back in the 1990s, it was clear that branch based distribution was unsustainable and costly – but it has finally hit. When I was a lad, for example, there were over 20,000 bank…

Neobanks running accounts for a tenth of the cost of old banks

I’m always looking for innovations in new banks and spent some time with MYbank, the bank created by Ant Group in 2014. My first visit was in 2017, and the bank was doing well. Focusing upon SMEs, the bank shot to massive growth volumes, making a staggering $30 billion in loans in first quarter 2022…

Why is Goldman Sachs dropping the Apple?

The Wall Street Journal reported that Apple has sent Goldman Sachs a proposal to end their partnership within the next year, leaving Apple to find a new backer for its financial products. The Apple Card program was launched in 2019 to great fanfare but, within a year, Goldman Sachs was lamenting losses and costs for the partnership….

An interview with Jill Castilla, CEO and President of Citizens Bank of Edmond and ROGER

For some time, Jill Castilla has been on my radar. Winning numerous awards for innovation in US banking, she shines out as someone special, so I made contact and asked if she would have a chat with me. She said yes!, so here is that conversation. Chris Skinner: The main reason I reached out is you…

 

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Chris M Skinner

Chris Skinner is best known as an independent commentator on the financial markets through his blog, TheFinanser.com, as author of the bestselling book Digital Bank, and Chair of the European networking forum the Financial Services Club. He has been voted one of the most influential people in banking by The Financial Brand (as well as one of the best blogs), a FinTech Titan (Next Bank), one of the Fintech Leaders you need to follow (City AM, Deluxe and Jax Finance), as well as one of the Top 40 most influential people in financial technology by the Wall Street Journal's Financial News. To learn more click here...

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