Chris Skinner's blog

Shaping the future of finance

Case Studies

Why social finance, and particularly Zopa, matters

In the fourth of a series about innovation in banking, it’s worth looking at the business models of the new entrants who are trying to disrupt this space and pose the question: are they sustainable? Zopa, Prosper, SmartyPig, Wonga, Mint, Wesabe and the many other new entrants into finance hoping to leverage the promise of…

Smartypig-4

Tesco, Virgin, O2 and all … we don’t want your banks

Marketing week ran a fascinating survey of British citizens last month and their views about banking. The results find that most people don’t trust trusted brands with their money, and would rather stick with the banks. The survey sampled 1,716 UK adults and asked a series of questions, including… Which, if any, of the following…

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Tesco, Virgin, O2 and all … we don’t want your banks

Marketing week ran a fascinating survey of British citizens last month and their views about banking. The results find that most people don’t trust trusted brands with their money, and would rather stick with the banks. The survey sampled 1,716 UK adults and asked a series of questions, including… Which, if any, of the following…

VocaLink_rgb_250x120

Tesco, Virgin, O2 and all … we don’t want your banks

Marketing week ran a fascinating survey of British citizens last month and their views about banking. The results find that most people don’t trust trusted brands with their money, and would rather stick with the banks. The survey sampled 1,716 UK adults and asked a series of questions, including… Which, if any, of the following…

VocaLink_rgb_250x120

Tesco, Virgin, O2 and all … we don’t want your banks

Marketing week ran a fascinating survey of British citizens last month and their views about banking. The results find that most people don’t trust trusted brands with their money, and would rather stick with the banks. The survey sampled 1,716 UK adults and asked a series of questions, including… Which, if any, of the following…

VocaLink_rgb_250x120

Banks bashing the banks

Guess what? Some banks don’t like other banks. Now that’s news isn’t it? Not really … until some banks start advertising how other banks are rubbish. Thanks to the Financial Brand, we’ve seen quite a lot of this in the USA where I’ve been following Jeffry’s regular posts about credit unions taking the mick out…

Feelings Mutual

Banks bashing the banks

Guess what? Some banks don’t like other banks. Now that’s news isn’t it? Not really … until some banks start advertising how other banks are rubbish. Thanks to the Financial Brand, we’ve seen quite a lot of this in the USA where I’ve been following Jeffry’s regular posts about credit unions taking the mick out…

Feelings Mutual

Banks bashing the banks

Guess what? Some banks don’t like other banks. Now that’s news isn’t it? Not really … until some banks start advertising how other banks are rubbish. Thanks to the Financial Brand, we’ve seen quite a lot of this in the USA where I’ve been following Jeffry’s regular posts about credit unions taking the mick out…

Feelings Mutual

The Mobile Financial Present

Yesterday, I presented the second in a series of webinars focusing upon Global Bank Trends. The first presentation looked at these trends generally.  You can watch and hear the hour-long webinar by clicking here or view and download the presentation: The second presentation focused upon trends in mobile financial services, and covers key developments in…

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The Mobile Financial Future

There are loads of discussions about mobile financial services right now, not least at the Financial Services Club. For example, I recently received this presentation from Len Pienaar, CEO for First National Bank’s (FNB) mobile solutions in South Africa: Add this to the many other mobile financial stories and case studies reported already: ABSA (Mobile…

RBS mobile