Analogue criminals in a digital world
I was tempted to blog about Bitcoin 3.0 this morning, but Marcus Swanepoel has already done that – news of Bitcoin’s death has been overstated – so I thought I’d blog about robbery instead. Daylight robbery is far more exciting than investing in the future after all, and there has been a big case over here…
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ToR and the Darknet: how to be anonymous
Building upon this theme of anonymity it’s worth talking for a minute about the Darknet. It sounds like something out of Star Wars, but is all about ToR and the ability to surf without leaving a digital footprint. This is the world of Silk Road, as detailed in the recent case study from Wired, and gives an…
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The end of a ‘bank account’ as the digital me takes over
I had a really interesting conversation with Chris Barker, Head of Digital and Engineering for Royal Bank of Scotland. As usual, the conversation moved around data analytics, deep learning, artificial intelligence, building enterprise data systems, separating content from processing, re-platforming the back-end infrastructure and core systems and more. I’ll write more about that stuff tomorrow,…
What happens if your Digital Identity is compromised?
I’ve been asked the same question twice this week in two separate conferences (one in Vienna, the other in San Francisco): “how will we deal with the corruptive forces when we are all on the net?” The second questioner clarified what she meant by referencing the film Enemy of the State, where Will Smith gets…
![IoT](https://finansernextjs.wpengine.com/wp-content/uploads/2015/12/6a01053620481c970b01bb087ef317970d-700wi.jpg)
FIDO needs more vision for digital identities
The real way to crack the onboarding and criminal activity is to create strong and secure digital identities. We are moving in that direction, but it’s a long slow process. For ages now, I’ve written about getting rid of passwords and improving authentication using mobile technologies: Why is KYC so difficult? AML prevention lies in…
![FIDO](https://finansernextjs.wpengine.com/wp-content/uploads/2015/12/6a01053620481c970b01bb083a9aa6970d-700wi.png)
The billion dollar fraud and how deep learning might avoid it
Banks are being hacked all the time. According to various statistics, banks get over a million cyberattacks a year, and protecting the bank from breach is getting harder and harder. This was well illustrated by the Kapersky report of a cybercrime group in February gaining access to over $1 billion in two years by targeting over…
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